ICICI Prudential Life – Turning the Corner?

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After months of steady decline inside a falling channel, ICICI Prudential Life is showing early signs of reversal. The stock has recently broken out of its channel with a strong bullish weekly candle, closing at ₹571.70 with a +4.5% gain. Volume is picking up, and RSI is curling up above 40 with a bullish divergence—indicating momentum is building. Price is now near a key resistance zone (~₹590–₹610); a clean breakout here could confirm trend reversal.

📊 Financial Snapshot

Net Premium Income: ₹10,169 Cr vs ₹9,465 Cr ⬆️

PAT: ₹226 Cr vs ₹221 Cr (flat YoY)

VNB Margin: Healthy at 26.7%

Embedded Value: ₹47,020 Cr

Solvency Ratio: Strong at 211%

AUM: ₹2.88 Lakh Cr

💡 Why Consider Buying?

Reversal setup after long correction

Attractive risk-reward near base

Steady premium growth, strong solvency

Long-term growth play on India’s underpenetrated life insurance sector

🚫 Risks / Why to Wait:

Resistance at ₹590–₹610 still intact

PAT growth has been flat

Sector sentiment can be sensitive to interest rate trends

🎯 Trade Setup:

Buy Zone: ₹565–575

Target 1: ₹610

Target 2: ₹660

Stop Loss: ₹540


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