Jammu & Kashmir Bank (J&K Bank), incorporated in Jammu & Kashmir, India, is a publicly held banking company engaged in providing a wide range of banking services including Retail Banking, Corporate Banking & Treasury Operations. It is the only Private Sector Bank in the country assigned with responsibility of convening State/UT Level Bankers’ Committee (SLBC/UTLBC) meetings.
Key Ratios - Q2 FY23 Capital Adequacy Ratio - 12.86% Net Interest Margin - 4.04% Gross NPA - 7.67% Net NPA - 2.10% CASA Ratio - 54.69%
Branch Network At present, the bank has 980+ branches and 1,400+ ATMs. 83% and 89% of all branches and ATMs are located in the state of J&K.
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