The formula that I worked on for weeks, finally I can put the puzzles together a chart of an ongoing real estate chart and what I provided is an economic formula that's used to adjust the median sales price of houses sold in the US for inflation and mortgage rates. Here's what each part of the formula means in more detail:

MSPUS: This variable represents the median sales price of houses sold in the United States. The median sales price is the price at which half the houses sold for more and half sold for less.
MORTGAGE30US: This variable represents the average 30-year fixed rate mortgage in the United States. A mortgage is a loan that people take out to buy a house, and the interest rate on the mortgage can affect the overall cost of the house over time.
USCPI: This variable represents the United States Consumer Price Index, which is a measure of inflation. Inflation is the rate at which the general level of prices for goods and services is rising, and it can affect the value of money over time.
The formula itself is a bit complicated, but it's essentially using these variables to adjust the median sales price of houses sold in the US for inflation and the impact of mortgage rates. Here's how the formula works:

1+MORTGAGE30US/100 calculates the interest rate on the mortgage, expressed as a decimal.
^0.08333 raises this interest rate to the power of 0.08333, which represents the monthly interest rate.
1+MORTGAGE30US/100)^0.08333-1 calculates the mortgage payment factor, which is the amount by which the median sales price of houses sold needs to be adjusted based on the mortgage interest rate.
1/(1+MORTGAGE30US/100)^0.08333 calculates the present value of the mortgage payments.
(1-(1/(1+MORTGAGE30US/100)^0.08333)^360) calculates the total value of all of these mortgage payments by taking the present value of each payment, summing them over the 360 months of the mortgage, and then subtracting that sum from 1.
USCPI*300 adjusts the value of the expression by the consumer price index multiplied by 300, which accounts for the effects of inflation over time.
MSPUS is then multiplied by the result of steps 3, 5, and 6 to calculate the adjusted median sales price of houses sold.
When you put it all together, the formula is a complex expression that takes into account mortgage rates, inflation, and a value in US dollars, and calculates a value that has been adjusted by these factors, By using this formula, you can get a more accurate picture of the real cost of buying a house over time, which can help them make more informed decisions about the housing market.



The formula that I worked on for weeks, finally I can put the puzzles together a chart of an ongoing real estate chart and what I provided is an economic formula that's used to adjust the median sales price of houses sold in the US for inflation and mortgage rates. Here's what each part of the formula means in more detail:

MSPUS: This variable represents the median sales price of houses sold in the United States. The median sales price is the price at which half the houses sold for more and half sold for less.

MORTGAGE30US: This variable represents the average 30-year fixed rate mortgage in the United States. A mortgage is a loan that people take out to buy a house, and the interest rate on the mortgage can affect the overall cost of the house over time.

USCPI: This variable represents the United States Consumer Price Index, which is a measure of inflation . Inflation is the rate at which the general level of prices for goods and services is rising, and it can affect the value of money over time.


The formula itself is a bit complicated, but it's essentially using these variables to adjust the median sales price of houses sold in the US for inflation and the impact of mortgage rates. Here's how the formula works:

1+MORTGAGE30US/100 calculates the interest rate on the mortgage, expressed as a decimal.

^0.08333 raises this interest rate to the power of 0.08333, which represents the monthly interest rate.

1+MORTGAGE30US/100)^0.08333-1 calculates the mortgage payment factor, which is the amount by which the median sales price of houses sold needs to be adjusted based on the mortgage interest rate.

1/(1+MORTGAGE30US/100)^0.08333 calculates the present value of the mortgage payments.

(1-(1/(1+MORTGAGE30US/100)^0.08333)^360) calculates the total value of all of these mortgage payments by taking the present value of each payment, summing them over the 360 months of the mortgage, and then subtracting that sum from 1.

USCPI*300 adjusts the value of the expression by the consumer price index multiplied by 300, which accounts for the effects of inflation over time.

MSPUS is then multiplied by the result of steps 3, 5, and 6 to calculate the adjusted median sales price of houses sold.


When you put it all together, the formula is a complex expression that takes into account mortgage rates, inflation , and a value in US dollars, and calculates a value that has been adjusted by these factors, By using this formula, you can get a more accurate picture of the real cost of buying a house over time, which can help them make more informed decisions about the housing market.

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