G-money
Money Affects HappinessConventionally, we used to hear the saying, "Money can't buy happiness.". Is it really true? Let's look at some facts about happiness, money, and life.
Easy to talk about happiness and specific amounts of it, but how do we measure happiness in real life? It isn’t something we perceptibly see in a computer game. In fact, it is more like a feeling and believe it or not, there are ways to measure it.
How To Measure Happiness?
As we look at the behavioral aspect, when we feel happy our behaviors change. We smile more and feel much more energetic. Hence we might be much more patient and helpful to others. However, any external factors can affect our happiness, which simultaneously affects our behaviors such as sun, exercising, eating, etc. Other than our behaviors, there are some biological ways to assess and reveal people's happiness levels in laboratories, but these are way too scientific. Reports, on the other hand, are another helpful source of information. In Particular, we can consider self-reports of people about their emotions and the feedback from other people. For example, as a parent, brief information about their child's emotional state to another person is valuable feedback. Of course, this data is mostly based on a person's emotional well-being, but it is also helping researchers carry out certain types of studies.
Attitudes Towards Money
For most people, the relationship with money, happiness, and living standards compose complicated relationships. It isn't like something that turns off when they achieve a certain amount of wage per year. They want more. Therefore, they try to find ways to earn more, usually by advancing in their career, which results in economic growth on a societal basis. On the other hand, things may lead in a different direction. More income means more flexibility on living expenses. However, with the pandemic, things started to change dimensions. The pandemic was actually the emergence of some crises. Some people lost their jobs or gave up what they love for the sake of themselves and their loved ones. Thus, the pandemic started a new pursuit to make money in challenging times. So happiness had to be put away from people in order to survive. For some people, money might be the indicator of success. In that case, if you are not earning much from your current job, you might think, "Am I not successful enough?" That creates a twisted sense of success and affects the lives of many. For some other people, however, only the job they are performing gives their lives a purpose that brings happiness simultaneously. As you can see, "money" can be determined in many ways depending on the person.
Killingworth's Study
In this post, I will also talk about a study by Matthew Killingworth. This research was conducted to measure people's well-being by collecting data from them on a daily basis. Actually, it has an extremely interesting content-collecting process. At some point, he links people's happiness with their income, as I mentioned before.
According to a paper from 2010 by Daniel Kahneman and Angus Deaton, well-being stops increasing after achieving a $75,000 annual salary. In his study, Killingworth declares that the possibility of increasing well-being stops after some time. This is since money no longer means something. However, he suggests well-being continues to increase with income as it can also give some satisfaction even just to see the ability to make "more" money.
Following on the study, Killingworth highlights that people earning more are happier. This derives from their high income and the possibility of doing things without doubt and worry. Who wouldn't be pleased by not caring about money while doing things they want to do? On the other side of the story, working excessively to earn more brings problems such as depression. People who link their self-worth with their income most definitely suffer from stress and, even more, depression. So, the key is trying to keep everything at proper and healthy levels. For example, the passion of earning more or dreaming about an alternative life that comes with more money.
How to save money as a student Many students are trading crypto, forex or stocks so this time we have something for you! We hope that you will find this publication interesting and beneficial! Enjoy!
Although your time as a student is the best time of your life, it is way more expensive than it should be. You want to discover, learn, meet new people, try new food and go to new places. At the same time you aren’t earning your own money yet and your books are your best friends every evening . Therefore, even if you don’t have to pay thousands euros for your education every year, it might be difficult to manage and save some money during your student time.
Fortunately, there are some simple ways to save money while still having fun and enjoying being a student. But before sharing with you those tips, there is one thing that is even more important for you to remember: adopting a saving mentality. You need to realize that being economical is a mindset. So, if you are open to trying it, follow the advice we are going to give you. It doesn’t mean that you have to give up all the things you love doing because they cost you a lot of money. Instead, you need to find a balance between being economical and treating yourself from time to time.
⦁ Set a budget & follow the 50/30/20 budget rule.
Before anything, it is important to be aware of the money that you receive every month. The 50/30/20 rule is a perfect budgeting rule for beginners. It means that you split your money into 3 categories: needs, wants and savings. In general, it looks like this: 50% of your money goes toward your absolute necessities (rent, transportation etc.). Then, the 30% goes to things that you want but not necessarily need (eating out, going to a concert, buying a book). So, what’s left is the last 20% which goes towards your financial future: saving money aside to reach your goals and stay calm in an emergency situation.
⦁ Cook your own food & be smart at the supermarket
While eating out might be very tempting, it certainly won’t be beneficial to your wallet. Try to set out a rule of eating out for example once a week, or once every 2 weeks. Secondly, never do your grocery shopping when you are hungry as this is the easiest way to overspend your weekly budget. Last but not least, make sure to plan your meals in advance. It will help you estimate how much the ingredients will cost and also actually use the products that you will buy. And if you have a whole day of classes ahead of you, make sure to prepare enough food for the day.
⦁ Explore student discounts
Being a student has many perks, and one of them is student discounts. If you know where to look, you can easily save on movies, travel, food, retail, software and many more. In addition, when you are looking to buy something specific, try googling if there is a student discount on this product. For example, ‘Adobe Photoshop students’ sends you directly to a discount page for students and teachers. Or, if you are looking to buy a new laptop from Apple, definitely check the ‘back to school’ discount that the company offers every year.
⦁ Cut out unnecessary subscriptions
This one is especially important when you are planning out your monthly budget. By checking on all your subscriptions you can cut out regular payments you don’t use before the prices go up. Nevertheless, if for example paying 15 euro per month for Netflix keeps you from going to the cinema every week, you should definitely keep that subscription.
⦁ Find a side hustle
Although you don’t have time for a full time job during your studies, you can definitely afford to spend 10-20 hours a week by earning some money on the side. It can be a very simple job, such as working in a coffee shop or a restaurant but there are also plenty of online opportunities! You could become a virtual assistant, for instance. That means mainly helping your clients manage their day-to-day life by answering emails, booking flights and organizing their schedule. Or, if you are fluent in 2 languages or more, you could try freelancing as a translator on websites such as Fiverr or UpWork.
⦁ Share a flat with your friends
Another way of saving money while being a student is sharing a house or apartment with more people instead of living alone. By splitting the rent, but most importantly also all the utility bills you will save a significant amount each month.
⦁ Search for free entertainments & get creative
Social life is probably one of the most expensive things in your student life. Most of the activities cost money, but there are many less expensive ways to have fun with your friends. Why not have a picnic instead of eating out for the third day in a row? Or going hiking in the valley closeby instead of going to the overpriced party on Saturday night?
To conclude, even though you might not have enough money as a student, there are tons of ways to save what you have. In fact, you can even earn some money by doing a part-time job. Hence, following the tips mentioned above will help you create a healthy balance and good relationship with money for the future.
5 Ways to make Money OnlineThe Internet is one of the world's most revolutionary inventions. Not only because it puts all the world's information at your fingertips, but also because it provides opportunities that previous generations only dreamed of. One of them is the freedom and opportunity to make money through the Internet. However, the only remaining question is how to make money on the Internet and what all you need to do it.
1. Start blogging and monetize your blog
Understandably, in any list about how to make money online, blogging shouldn't be missing. In particular, the important thing when you start blogging is monetizing your blog. The truth is that blogging as such won't earn you a lot money, because nobody will ever pay you for the articles you publish on your site. But, there are important things that you will earn. For example, it’s selling your own products and services. This is what will primarily earn you money when blogging. All you will need is to come up with a product or service that is in demand and sells well over the internet. You can also sell advertising space. This is one of the oldest ways of earning since mass media has existed and you can also use it because your blog can be a highly visited medium with a specific target audience. This means that companies interested in reaching that target audience could pay you for advertising space. You can also use affiliate marketing. Yet you don't only have to sell your own products/services, but also products/services of other companies as long as you get a certain commission for them. Last thing that you can do is sell premium content. If you have something to write about and can provide valuable information, you don't have to give it all away for free. Actually, you can make specific advice, techniques or advanced strategies available to paying customers whether in the form of subscriptions, online courses or ebooks. When selling, however, be aware that some forms of earning will earn you more, some less, and some not at all. You can take inspiration from abroad, but not everything has to work equally well for you.
2. Become an influencer
An influencer is a person who has the power to influence people's buying decisions because of many reasons. For example, some of them are their authority, knowledge, position or the relationship they have built with those people. Influencers often have their own platform (blog, YouTube channel, fanpage with a large number of subscribers) and their fans trust them enough to give them a recommendation. Compared to traditional (mass) forms of marketing, influencers have the advantage of being able to reach a targeted group of people. Thus they increase the effectiveness of the marketing activities of various companies that approach them with an offer to collaborate. The sectors that are most worthwhile for you are: fashion, beauty, fitness, travel, lifestyle. As an influencer, you can make a lot of money. For instance, for one Instagram post, influencers routinely charge between €100 and €400. If you're in demand, you can get 5000+ euros for bigger collaborations.
3. Adsense advertising
Adsense is Google's advertising system where you can show Google advertising on your website, blog or YouTube channel. Of course, Google will pay you money for it. However, it's important to note that you won't earn much with this form of monetization. This is unless you have a huge amount of traffic to your site or viewership of your YouTube channel. And by huge, I mean in the hundreds of thousands to millions of views per month.
4. Selling your services (freelancing or consulting)
Compared to other forms of making money online, this is the fastest, easiest and can be quite profitable. You can even make money from home this way. You just need to create a website, put subpages of your services on it, promote it a bit and hope to get your first clients. You don't have to create a physical product, as the service primarily depends on your know-how and expertise. Actually, you can tailor it to the needs of a specific client. It can be anything, for example online marketing consulting, website development, coaching, interior design or wedding planning. If you're starting from scratch or miss portfolio samples or a website, try to compensate with an interesting way to reach them. Don't be afraid to do something for free to get started.
5. Affiliate marketing
If you have your own site with good traffic or a database, affiliate marketing will help you monetize your website. This involves recommending products or services of other companies, for which you receive a certain commission. The amount of commission can be either individually agreed or determined by the company in its affiliate program. So, if you want to get started with affiliate marketing, you basically need:
- an overview of web development and traffic generation (SEO, PPC, email marketing)
- search for affiliate programs and choose the appropriate area
Something will work for you more, something less, something not at all. The important thing is to quit what is just a sucker for your money as soon as possible and strengthen what works. If something works less, that doesn't mean you should stop it. Even smaller earnings, such as from Adsense advertising, can be used to fund your effective marketing activities and not just be taken as a form of earnings.
I hope you found this publication interesting and 5 ways that we pointed out will be useful for you to make money during the bear market so that you can make a life changing investments!
Testing 8.30 NY news. 16/11/22I don't follow standard Support and Resistance mode or Supply and Demand but instead I do follow Price and Time. Still lots to learn but getting better.
This is something I wanted to try today. 8.30 NY News and later on 9.30 NY session open. I was taken out at first but later on whole thing played nicely.
Please share your thoughts or if you have any questions then please feel free to contact me.
Channel/BreakoutUSDZAR is currently at an interesting point. The price is now on support and on channel's support. There are more reasons to buy the pair right now than to sell,though we must also leave a room for bears as for this channel can be broken at any time. On this setup. We are definitely waiting for a catalyst to appear, FOR SELL we have to place trades after a candle closes below the support and breaks the channel below. For BUY we are waiting for a pair to print a doji candle or any other form of bullish candle. Lets Download Sucess .
Bitcoin: Life Changing Event IncomingWe don't need a lot of analysis to spot what is going on here. On the Weekly Ichimoku chart for the Total Market Cap, we can see a rare event coming that has not happened since November 2015: both price and the Chikou Span crossing above the Kumo.
This event is rare, but it is almost always a signal of a prolonged and powerful bullish trend - not just in cryptocurrencies but in any market. This bullish signal has occurred only four times in equity markets since 2010.
No doubt this move will generate a life-changing bull phase.
Did you miss the lows in 2012?
Did you miss 2015?
Did you miss the lows in 2019?
If both price and the Chikou Span can close above the 300 billion value area on the weekly chart, get ready for one hell of a run.
DXY oversold, crypto shaky as isCOPY pasted
Influencers are now talking NEXT bull run LOL
Most influencers listened to have NO CLUE
Been telling you all if you can't take volatility STAY OUT
STILL, STAY OUT
Does $BTC look healthy or looks like a turnaround?!
@ least $ETH kinda trying
$DXY #Dollar oversold atm
#crypto
Big Money Fakeouts And Why S&P500 Is So Hard To TradeThis week my trading hasnt be succesful. I dont use trading as my main platform but i think it should be. When i trade ES with ninjatrader my winrate is so much worse when using tradingview. I think its because of my psycology and my tight stoploss on ninjatrade. When ever i trade with tradingview i feel chilled. Specially in S&P 500 the volalitety is so huge so i always got stopped out even tho the trade is eventually going to my direction. When trading breakouts i think it very important to have one high which is like overbought to see that the trend is over. You can see in the chart the price moves quickly up taking my stoploss and the going bearish. So peapol dont entry before this move. Like whatever you think is gonna happen the freaking opposite happens. Its literally a patter if the Markets open bullish the bigger move is usually bearish. So when ever you trade S&P 500 let the time do your job and let the trade breath.
DJI- Near Resistance1. Youda_Potential, Fortune_TD, Fortune Banker trend, Fortune Crown stage:
Analysis on weekly chart
Youda Potential shows the midterm (brown line) is going downward, this is the potential resistance
Analysis on daily chart
Since the index potential be supported as shown in weekly chart, change the timeframe to daily chart for potential bottom catch opportunity.
Youda Potential shows the index hit the red color band, this is potential resistance her. Short term rebound should be stopped
Based on other indicator, predict the trend is changed from rebound to sideway, so a pull back/retrace might happen
2. Potential opportunity:
Shall wait the pull back at support, if the trend form second lower point on daily chart, that will be a good opportunity
Disclaimer : no recommendation of buy/sell, purely for TA learning and sharing.
Making MORE Money 🤑 Side Hustle Ideas Hi Traders, Investors and Speculators 📈📉
Times are tough. With forever increasing inflation comes forever increases prices of gas, food and other inescapable living expenses. Although the cost of things keeps on rising, our salaries unfortunately, do not. So today I've done something a little different, and pulled up a table on things you can do part time to make additional money. Please remember to hit like to show your appreciation for the efforts that went into this post :-)
Let's break it down:
1) TRADING 📈 📉
Speculating markets can be challenging no doubt, but if you do it right and have the patience, you can most definitely make more than the basic savings cost the bank offers you (which is 3% - 5% per year, depending on your capital). Remember that these are ideas to make extra money . So don't go quitting your full time job and sell your house to trade, even the guys on Wall Street earn a basic.
2) TUTORING 📚
Tutoring can be a great source of additional income. The only catch with this, naturally is you would need some sort of education in the subjects that you are tutoring. The field for tutoring is wide. You could teach online, or at a student's house. Tutoring doesn't only mean math or science. Can you speak a foreign language apart form English? This could be an opportunity for you to tutor a foreign language!
3) HANDYMAN 🔨🔌
People need handymen for all sorts of reasons. Perhaps an old lady needs help putting up curtains, or the man next door can't figure out how to change his plugs. Maybe your cousin wants to paint the house, or build a shed... If you have a few tools, this could be a lucrative extra income.
4) MUSIC 🎭🎶📯
Can you play a musical instrument? Or sing really well? Many people would love to learn. Teaching them what you've learned can be a great additional income, and if you're good at it, high paying as well.
5) GARDENING 🌻🌼🌷🌲
Gardening is like pineapple on pizza - you either love it or you hate it. Luckily, this makes for an excellent opportunity if you enjoy gardening. If you're knowledgeable on plants, you could either offering landscaping advice or even put together a small team of workers to redo a garden. You could even stem plants, grow them and sell them... pure profit !
6) CLEANING 🧼🧺
I have a friend who started a cleaning company when her children left the house... she now makes more money than her husband, who has a corporate job. She has a team of ladies who clean houses before people move into a new place or as they leave. But the options are endless.
7) RETAIL ⌚🎁👓
Perhaps the most common way to earn a profit, is to hunt bargains and sell products on an online platform for a higher price. The options here are also endless, just keep in mind import taxes and fees for listing on the platform.
There are many more ideas to earn additional income on top of your salary, these are a few that came to the top of my mind. I hope you enjoyed this post today!
_______________________
📢Follow us here on TradingView for daily updates and trade ideas on crypto , stocks and commodities 💎Hit like & Follow 👍
We thank you for your support !
CryptoCheck
The 7 Levels of Financial Freedom
Hey traders,
In this article, we will discuss the ladder of financial independence.
Level 1 - Solvency
You cover your debts and living expenses with your income.
Being solvent is considered to be shaky states. Once you stop earning for any sake of a reason, you immediately become in debt.
Level 2 - Stability
Besides being able to cover your living expenses and debts, you also have an emergency savings.
The emergency savings usually cover 1-2 months of your basic expenses, making your state more sustainable.
Level 3 - Debt Freedom
You are free of debts and that lets you start investing and save even more.
It is the transitional level in our ladder from unstable to a secure state.
Level 4 - Security
Your investments cover your basics expenses.
While you keep earning, the money that you invested start bringing more money fortifying your state.
Level 5 - Flexibility
While your investments are still not sufficient to cover all your costs of living, it fully compensates 1-year costs of your basic expenses.
Level 6 - Independence
Your investments cover all your living costs, letting you live wherever you want and spend on luxuries.
Level 7 - Abundance
Money is no more a concern to you. You have more than you and your children will even need.
The understanding of the level where you are is crucially important for building your investment strategy.
Keep working and learning to constantly climb the stairs and grow your wealth.
❤️If you have any questions, please, ask me in the comment section.
Please, support my work with like, thank you!❤️
BTC LONGS 3xThis is my outlook on the week for btc. If we take out some lows on monday and tuesday I think that is a good place to go long. Looking for the highs to get taken out and to sore to 25k. It has been long over due for a proper pump. Btc has been stuck in this range for far too long. This is a continuation trade from my previous long signals. Hope you have a good week. Comment what other charts you would like to see posted. If you want to chat pm me. happy trading fam. I will begin to post more going forward stay tuned!
PNB FINALLY AT BUY SIDEPNB canbuy with minimum stoploss.. very favourable target and sl..also risk reward is matching..it may touch its target of 50-60-70 maximum in next 6 month..go greeen
keep hunting and keep learning stay connected and stay tunned...
TBB - TRADE BULLS & BEARS
LEARN ONCE EARN FOREVER