HSBC: Opportunities Arises in Southeast Asia’s Healthcare SectorSoutheast Asia's healthcare sector is experiencing a seismic shift, driven by rising affluence, an aging population, and rapid advancements in medical technology. HSBC’s latest outlook highlights the immense growth potential in the region’s healthcare market, underpinned by increasing demand for better medical infrastructure, innovative treatments, and wellness solutions.
With Southeast Asia’s population exceeding 685 million, the region is facing a dramatic demographic transition. By 2050, the proportion of people aged 60 and above is expected to double to 22.2%, creating significant demand for healthcare services, particularly in addressing aging-related conditions like dementia, mental health, and mobility challenges.
While countries like Singapore and Malaysia have relatively high physician-to-population ratios, nations such as Indonesia and the Philippines lag, putting additional strain on already stretched systems.
This demographic shift is compounded by rising wealth, with GDP per capita on a purchasing-power-parity basis projected to reach USD23,260 by 2029. Increased affluence is driving higher healthcare expenditure, with Malaysia and Singapore, for instance, significantly boosting their healthcare budgets in 2024. Across ASEAN, total healthcare expenditure rose by 42% from 2016 to USD156.3 billion in 2021, a trend expected to continue as governments and private entities ramp up investments in the sector.
The region is undergoing a rapid build-out of medical infrastructure, from hospitals and clinics to senior care facilities. Additionally, medical tourism continues to flourish, with Malaysia, Thailand, and Singapore emerging as key destinations. By 2029, the industry is expected to more than double, surpassing USD100 billion annually.
Southeast Asia is grappling with a surge in non-communicable diseases (NCDs) such as diabetes, cardiovascular diseases, and cancer. For example, the number of people living with diabetes in Indonesia tripled over the last two decades and is expected to grow by another 47% by 2045. This has spurred demand for innovative treatments, advanced medical equipment, and research collaborations to address these escalating health challenges.
Source: HSBC's Report
While many companies are vying for a share of the expanding Southeast Asian healthcare market, one emerging player, NASDAQ-listed Agape ATP Corporation (ATPC), recently made headlines. The company announced the signing of three Memorandums of Understanding (MOUs) with prominent healthcare institutions in Indonesia.
These agreements aim to advance medical research, introduce innovative treatment strategies, and bolster training programs targeting respiratory diseases like tuberculosis (TB) and chronic obstructive pulmonary disease (COPD). This strategic move positions ATPC as a promising beneficiary of the region’s healthcare transformation and underscores the opportunities for businesses willing to innovate and invest in the sector.
As Southeast Asia's healthcare landscape continues to evolve, companies like ATPC exemplify how strategic initiatives can align with the region’s growing needs, paving the way for sustainable growth in one of the world's fastest-changing markets.
HSBC
M&S & HSBC UK Collaborate to Elevate Digital Banking ExperienceIn a dynamic move to cater to evolving consumer demands, UK retailer Marks and Spencer (M&S) has cemented a new seven-year partnership with NYSE:HSBC UK, aimed at revolutionizing the credit and digital payment landscape through its banking arm, M&S Bank.
The collaboration signifies a strategic shift for M&S, which made the bold decision to streamline its focus on credit and digital payments by shuttering its current and savings accounts along with M&S Bank branches in 2021. Now, with this fresh alliance, M&S is poised to amplify its credit offerings and enhance the digital shopping experience for its loyal customer base.
At the heart of the partnership lies the objective of seamlessly integrating digital payments and loyalty rewards, aiming to deliver a more connected and personalized shopping journey for M&S customers. This entails leveraging innovative solutions like the M&S Club Rewards program, designed to incentivize and delight members with extra loyalty points and treat vouchers.
Building upon their existing collaboration, which saw the successful digitization of M&S rewards vouchers and the introduction of the Sparks Pay digital payment solution, M&S and HSBC UK are primed to unlock new realms of convenience and customization. By intertwining M&S' rewards, digital payments, and credit offerings, the duo endeavors to forge an enriched in-app experience that resonates with modern consumer preferences.
Paul Spencer, CEO of M&S Bank, underscores the strategic imperative of catering to evolving customer needs in today's digital age. With over two million credit card users under its belt, representing a significant portion of M&S' turnover, M&S Bank is well-positioned to leverage this partnership to drive meaningful value and engagement.
The roots of M&S Bank trace back to its inception as M&S Money in 1985, transitioning into M&S Bank in 2012 following HSBC's acquisition of Marks and Spencer Retail Financial Services Holdings Ltd in 2004. Now, with the renewed vigor of this strategic alliance, M&S and HSBC UK are set to chart new territories in the realm of digital banking, poised to redefine the future of financial services for the discerning consumer.
HSBC (NYSE: HSBC) Launches $150m Venture Debt ProductHSBC is introducing a venture debt offering in Australia to help scale-up companies that might otherwise struggle to attract more traditional forms of funding to achieve new growth.
Launching this month, the bank has allocated $150 million (AUD 227 million) to lend between $6.6 million and $19.8 million to late stage venture capital-backed companies operating in the technology and new economy sectors.
Venture debt forms an attractive alternative to equity investment for high-growth companies, as it offers a non-dilutive form of capital that preserves ownership stakes without the need to forego additional equity.
Compared to traditional bank loans, venture debt can also be delivered quicker and typically with more favourable repayment terms.
It is a space that has remained markedly vacant within the Australian scale-up market, especially given high inflationary environments and the lack of serious partners to the sector since the collapse of lender Silicon Valley Bank.
HSBC plans to bolster its newfound product by granting start-ups access to “a specialised banking service” containing a range of APIs, digital payment and onboarding solutions, as well as the HSBCnet digital platform for commercial banking.
The launch this month marks HSBC’s latest attempt to reposition its foothold in the APAC region. In September, it sold its billion-dollar mortgage portfolio in New Zealand to Australian non-bank lender Pepper Money, but then agreed to purchase Citi’s retail wealth management portfolio in China the following month for $3.6 billion.
Price Momentum
HSBC is trading near the top of its 52-week range and above its 200-day simple moving average.
What does this mean?
Investors have been pushing the share price higher, and the stock still appears to have upward momentum. This is a positive sign for the stock's future value.
HSBC Bearish OptionsFamous short seller Jim Chanos let people think in the last interview that he shorted some banks which are overexposed in China.
The bank had hired for about 400 client-facing roles for its mainland digital wealth planning venture and will have about 700 personal wealth planners on the ground by the end of 2021.
Looking at the puts today and the 22usd strike prices for 2021-10-15, i think that is the direction we are heading to!
USDCHF D1 - Short SetupUSDCHF D1 - Bit late to the part posting this, apologies. Very similar structure and paced moving pair here, DXY is at a key level to monitor, retesting after breaking upside of a trading zone, we covered all of this in the rundown, but take a look here too if you haven't got a chance to watch the video.
Short-term bounce on DXYThanks for viewing.
Following because of USD holdings and USD denominated assets - including assets negatively correlated to the USD - like gold.
USD held as a hedge against weaker local currency and against gold positions.
Whatever your personal belief on Elliot Wave, I am not imagining a very clear 5 waves down (labelled (i) to (v), since the march 2020 high. There are 5 sub-waves evident in each of the three down portions and none of the EW guidelines, tendencies, retracements, extensions, or rules are broken for an impulse move (i.e. wave 2 tends to be deeper and reached a 50% retracement, wave 4 is normally a shallower more correction and hit the 0.382 retracement level almost exactly). Long story short, this an impulse move that meets all normal characteristics, so I am charting out what that could mean for price if it continues to follow stereotypical EW tendencies - a 3 wave correction.
Overall, I see the relative valuation of the USD vs the DXY currency basket as heading downwards as in my, possibly overly pessimistic view, the USD loses both it's safe-haven and global reserve status. However, my bearish view is primarily based on the chart. I will post a longer-term chart next. Remember all fiat currencies are losing value over time, some are just losing value more quickly. I hope everyone who hasn't already considered a physical precious metals position (no not a gold or silver ETF position Millenials) will do so, even just as a hedge. Some major hedge funds have positions sizes of around 10% of assets in gold - maybe they know a thing or two.
Actually, I will permit myself a digression here. You cannot ask for physical delivery from a precious metals ETF unless you have a significant position and I would think that in the event of a bullion / monetary crisis that option may no longer be available. So any gains are just paper gains. The Custodian of the world's largest gold ETF was in the news last week as one of the major banks involved in the suspicious activity report (SAR) scandal (while they were already on probation for previous wrong-doing) - which I expect to result in major litigation and fines. But wait, that is not all! They just popped up in my news feed again today as an alleged facilitator of transactions between Huawei and US sanctioned Iran. Wow, they seem like a really safe, super ethically sound bunch to hold gold on my behalf :P Imagine if they are being similarly ethically sound and forthcoming about the level of their physical gold holdings versus their issued gold ETF shares - well if it was ever discovered that these two things were divergent, not only would gold ETF holders miss out on the massive price appreciation of physical gold that results, but you may also not be able to withdraw ETF funds. Ok, rant over. But seriously, if you do buy gold or silver to hedge against currency deflation / coming inflation, consider secure, reputable, insured non-bank vaults that give you images of your allocated holdings that is in a safe, politically stable, bullion friendly jurisdiction - like bullionstar.com and not a bullion ETF. Ok, I feel better now.
Another really good reason I am following the DXY as strengthening of the USD will mean a pull-back and possible good buy zone for precious metals - which I see as going higher after correcting recently for no good fundamental reason. A bounce in the USD is allowing me to load up on silver which is again worth more than 80:1 (by weight) vs gold.
I hope all that made sense. Protect those funds and good luck.
HSBC Triple Bottom Dating back to 1996 $XLF $HSBC $Bank $JPM
Why HSBC?
HSBC Triple Bottom Dating back to 1996, they got a lot of cash on their books too so fundamentally, they are worth around $26/share.
although they had shady practices n the past, if you want to pick a bank for long term investing, this is good value overall.
Entry $23 area
stoploss $20.90
1st target $24.4
2nd target $26
3rd target $32
What is Hsbc?
HSBC Holdings plc provides banking and financial products and services. The company operates through Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets, and Global Private Banking segments. The Retail Banking and Wealth Management segment offers personal banking products, such as current and savings accounts, mortgages and personal loans, credit cards, debit cards, and domestic and international payment services, as well as wealth management services, including insurance and investment products, global asset management services, and financial planning services.
TRADE IDEA: HSBC SEPTEMBER/JULY 20/27 LONG CALL DIAGONALI've done quite a few of these recently in the sell-off. Here's one that hasn't recovered a ton ... .
Metrics:
Max Loss on Setup: $550
Max Profit on Setup: $150 (27.3% ROC)
Break Even: 25.50 versus 25.75 spot
Debit Paid/Spread Width Ratio: 78.6%
Notes: You know the drill. Manage these like a covered call, rolling the short call out on approaching worthless and, if necessary, down, but not past your cost basis/break even.