XRP at a Crossroads! Will the Bulls Hold the Line?Yello, Paradisers! Is #XRP gearing up for another breakout, or are we about to see a deeper pullback? The battle at key levels is heating up, and the next move will separate the winners from the losers.
💎#XRPUSDT’s recent hyper pump was triggered by its major support zone at $2.00 – $1.95, where buyers stepped in aggressively. However, the move became unsustainable, leading to a sharp move back lower. Now, XRP is holding above the $2.30 – $2.20 support zone—a critical level that bulls must defend to keep the momentum alive.
💎If buyers maintain control of this support zone at $2.30 to $2.20 over the next few hours, we could see a recovery back toward the $2.70 – $2.80 resistance zone. However, breaking through this level won’t be easy, as XRP still faces key obstacles ahead.
💎The descending resistance, which previously rejected price spikes, remains a major hurdle. A clean breakout above $2.85 with strong volume would confirm real bullish strength and open the doors for a retest of the strong resistance zone at $3.20 – $3.30 levels which is XRP's recent all-time highs and this is the region where sellers are expected to step in aggressively.
Stay patient, Paradisers! The market always rewards discipline. If we see confirmation, we take action. If not, we wait. Trade smart, not fast! 🎖
MyCryptoParadise
iFeel the success 🌴
Ripple
XRP | Know what you hold!XRP went on an absolute tear starting on November 3rd through mid-December during the 'Trump election pump,' but has pulled back and consolidated heavily. Even though we had a nice pump a few days ago when President Trump released his U.S. Crypto Reserve tweet, which featured XRP in the first position on the list, the price action has now retraced the majority of that move.
I wouldn't write off XRP just yet, and regardless of whether it drops more from current levels, there isn’t a crypto on the entire market that has the potential that XRP does moving forward—in my opinion.
Good luck, and always use a stop loss!
How are 'Stategic Reserve' assets going to react?? Weve had plenty of scepticism come out over inclusion of altcoins in the strategic reserves. News reports on it undermining the reserve.
We have also had Trumps cost cutting and tariffs pushing bearish pressure on the market. While ADA+XRP+SOL are sitting on previous all time highs. Even more troublesome is the unwinding of USDT.
This may pull away one of the largest liquidity providers to the crypto space. This can be extremely bearish.
I am myself however still bullish. I see rising fundamentals and a lot of room for upside in L1s and applications token price.
Trump’s crypto picks struggle: Saylor sees $200T market cap Bitcoin has fallen below the 78.6% retracement of Sunday’s surge and is now less than 2K above the level it was at when Trump tweeted about a strategic reserve including Bitcoin and a few altcoins.
Some of the smaller cryptocurrencies mentioned by Trump—Cardano, Solana, and Ripple—are holding up slightly better but have also dropped.
Strategy Executive Chairman Michael Saylor, whose company holds nearly 500,000 BTC, strongly endorsed Trump’s proposed strategic crypto reserve in a CNBC interview. Saylor also predicted Bitcoin’s market cap could reach $20 trillion and eventually $200 trillion, projecting a price of $13 million per BTC by 2045. In a bullish scenario, he sees Bitcoin hitting $49 million, while a bearish case could still put it at $3 million.
Trump Pumped the MarketTrump just dropped a game-changer: a U.S. Crypto Reserve, stacking Bitcoin (BTC), Ethereum (ETH), Ripple (XRP), Solana (SOL), and Cardano (ADA). He’s talking big, calling the U.S. the "Crypto Capital of the World." The market lost its mind: BTC surged 8% to $90,828, ETH jumped 13% to $2,516, and the altcoin crew, XRP, SOL, and ADA, exploded with gains of 33%, 22%, and over 60%, respectively. That was the initial rush. Over the last 12 hours, things have settled, prices are holding, but the hype’s taking a breather. All eyes are on the White House Crypto Summit for what’s next.
What’s Really Going On?
This could be massive. If the U.S. government starts holding crypto, it might drag big institutions into the game, and some solid regulations could calm the wild west vibes. But hold up, Trump’s got his own crypto side hustle (think meme coins and sketchy Justin Sun connections), which raises some red flags. The market loved the hype, huge spikes everywhere, but the quick cooldown shows traders aren’t fully sold yet. Other countries might panic or jump on the bandwagon, so expect more chaos either way.
Your Bags: Hold, Buy, or Bail?
If you’re sitting on BTC, ETH, XRP, SOL, or ADA, this could pump your portfolio long-term, especially if the summit brings real substance, not just noise. Trump’s involvement, though? That’s tricky, it could warp the market in unpredictable ways. Details are thin, and crypto’s still a rollercoaster. The big pump was exciting, but the quiet after suggests we’re in a wait-and-see spot. Hard proof always trumps promises.
How to Trade This (No Nonsense)
Know Your Coins: Don’t jump in blind. BTC’s the heavyweight champ, ETH’s the smart money, XRP’s got speed, SOL’s lightning, ADA’s eco-friendly, pick what fits your style.
Spread It Out: This market’s a monster, mix in some stablecoins or stocks so you’re not riding one wave.
Stay Sharp: X is your go-to for real-time buzz, cross-check with CoinDesk and Reuters, but filter the noise. Summit news will shake things up.
Protect Yourself: Set stop-losses, volatility’s brutal, and headlines flip on a dime.
Key Levels to Watch: Set alerts, BTC’s $90k- GETTEX:92K is the big fight, ETH’s $2,500 is critical, XRP’s $2.17-$2.50 could swing hard. Stay tight on these.
The Bottom Line:
Trump’s crypto move rattled the cage, but it’s not a free ride. Keep your wits about you, watch those levels, and don’t chase the hype blindly. The summit’s the next big trigger, brace for impact. This is a chess match, not a quick gamble, so trade smart and guard your stack.
TradeCityPro | XRP: Key Levels After Major Market News👋 Welcome to TradeCity Pro!
In this analysis, I want to review XRP, one of the most significant coins in the market. Yesterday, a major news update was released about XRP, and with a market cap of $156 billion, it currently ranks 3rd on CoinMarketCap.
📰 Important News Update
Before starting the analysis, let’s go over the major news regarding this project. Yesterday, former U.S. President Donald Trump tweeted that he plans to add a crypto reserve to the U.S. Treasury, stating that major cryptocurrencies like BTC, ETH, SOL, ADA, and XRP would be purchased by the U.S. Treasury.
✅ This is extremely bullish news for the market. As we saw yesterday, Bitcoin made a strong, sharp move, and the altcoins listed in the announcement also experienced massive price surges. For example, XRP surged by 30% following the news.
💥 I will discuss Bitcoin and other coins in future analyses, so make sure to check out today’s Bitcoin analysis, where I’ll also cover long-term scenarios.
📅 Weekly Timeframe
On the weekly timeframe, as seen on the chart, after bouncing along the ascending trendline, XRP confirmed its breakout above $0.73056, which initiated the main bullish leg, pushing the price up to $3.06717.
🧩 $3.06717 is the all-time high (ATH) and a major supply zone.If XRP can hold above this level, the next bullish leg could begin.
✨ In the event of a correction, the only key support visible on the weekly timeframe is $1.67220. For further support levels, we need to analyze lower timeframes.
🔍 The RSI oscillator has exited the overbought zone and returned to normal levels.If RSI re-enters overbought conditions, the bullish scenario becomes more likely.
📅 Daily Timeframe
On the daily timeframe, the first key observation is a strong bearish divergence on the RSI, which formed as price moved sideways inside the range between $2.02967 and $3.30467.
⚡️ The trigger for this divergence is a break below $2.02967, which has not yet happened.
Looking at market volume, after the $0.72448 breakout, volume significantly increased. However, volume has been gradually decreasing since the formation of the range.
📊 A drop in volume before a breakout often signals that a breakout is approaching.If volume continues to decline, be prepared for a potential breakout and enter positions accordingly once triggers are confirmed.
📉 If the range breaks downward, and the PRZ at $2.02967 is lost, XRP could enter a deeper correction toward key Fibonacci levels such as 0.382, 0.5, and 0.618.
💫 These three Fibonacci levels are strong support zones, which could prevent a further sell-off.
📈 On the bullish side, if the range breaks to the upside, a new bullish leg will begin, pushing XRP toward higher targets.If this bullish breakout happens, I will update the analysis with potential new targets.
⏳ 4-Hour Timeframe
Let’s now analyze the 4-hour timeframe and identify futures trading triggers.
🔍 After the drop from the $3.36021 peak, the price reached the bottom of the range, and market volume significantly decreased.This signaled that a major move was approaching.
🔑 As seen on the chart, the release of the U.S. Treasury Crypto Reserve news triggered an explosive move, pushing XRP up to $2.95244.
🔽 For futures trading, the closest short trigger is a break below $2.30010.For earlier short entries, we need to wait for a new structure to form.
🛒 For long positions, if $2.95244 is broken, a long entry can be considered.The main resistance for spot buying and the key long position trigger is at $3.36021.
📝 Final Thoughts
This analysis reflects our opinions and is not financial advice.
Share your thoughts in the com
XRP strategic reserve announcment! UPDATED FORECASTAs indicated in prior post (see: ) we have now reached the near term liquidity target at 2.8-2.9 zone; this news of a strategic reserve is highly likely to be sold off to trap both bulls & bears who are over-leveraged.
They rarely waste a good PR for such price action.
Expecting one more liquidity sweep below 1.70 for a final discount buy opportunity!! Looking to enter with LIMIIT buy orders at 1.65 area; its possible that we extend as low as 1.35 but my mentality is its best not to be idealistic, perfectionistic, or entitled at those levels! The market does not owe you the best or lowest price on anything! For that reason, consider anything below 1.70 to be a huge gift with a big big bow wrapped around it!
...And Back to Trump Pump againTrading Fam,
Just Friday I made a video titled, "Trump Pump. Trump Dump." The Trump pump occurred b/c of the election. The Trump dump occurred b/c of the Tariffs. And now, we are back to a Trump pump cycle b/c of promises to a crypto reserve. I have a feeling that this may be how it goes for crypto for a while until the community can observe actual tangible action vs. verbal accolades and promised use. But enjoy those gainz now.
✌️Stew
Xrp to the MOON? SeekingPips Long Buying XRPUSD ALL DAY!⭐️ Now today I have tons of messages asking me about XRP ⭐️
❗️Ladies and gentlemen 🟢SeekingPips🟢 has been long bias for the past 4 years at least and especially long XRPUSD All year on this platform with plenty of before the fact TRADE CALLS .🚀🚀🚀
✅️ Now you know I wanted another dip below the shaded area mentioned last week on Saturday 22 February.
(Go Back & See For Yourself)
✅️ We got what we wanted and even a momentary sub $2 XRP
I hope you were filled on your LIMIT ORDERS.
⚠️ My exact words were "Just for the records tho sub $2 I fill my pockets"
❓️NOW WHAT❔️
🌍It's VERY EASY , knowing that over 90% of so called TRADERS LOOSE MONEY in the markets and ALSO that they ENTER THE MARKET IN A RUSH WITHOUT MUCH OF A PLAN but they will sit in a LOOSING POSITION for far TOO LONG and EVEN CLOSE THEIR POSITION as soon as they have a SLIGHT PROFIT.🌍
ℹ️ Your job can be VERY SIMPLE.
With knowing the above all one has to do to CAPITALISE ON THIS INFORMATION is the EXACT OPPOSITE.
⚠️You DON'T HAVE TO BE A GENIUS to make MONEY in the market but you do have to HAVE A PLAN and ACT ON IT RELIGIOUSLY ⚠️
$XRP/USDT is testing a strong support zone around $1.80 - $2.00,$XRP/USDT is testing a strong support zone around $1.80 - $2.00, aligning with the Point of Control (POC) and the 200 EMA ($1.80), which acts as dynamic support. This area has historically been a high-volume demand zone, making it a crucial level for a potential reversal.
If buyers step in and defend this level, XRP could rebound toward $2.50 - $3.00 in the coming weeks.
However, a break below $1.80 would weaken bullish momentum and could lead to a deeper correction, possibly toward $1.50 or lower.
DYOR, NFA
XRP pushing back up?XRP is currently trading at 2.235, hovering near a potential rising wedge breakdown, which often signals a bearish move. However, a key support zone between 2.17 and 2.27 could act as a safety net, potentially triggering a bounce if buyers step in. If this support holds, XRP might push back toward the resistance zone at 2.50–2.80, with a breakout possibly targeting 3.00. But if the price slips below 2.17, it could drop toward a deeper support at 1.77. These levels are critical, think of support as a floor and resistance as a ceiling where price action often reverses or stalls.
Technical indicators are leaning bearish but not overwhelmingly so. The price is near the 50-hour moving average (MA), staying above it would be bullish, while dipping below could invite more selling. The RSI is below 50, indicating weak momentum, and the MACD shows a bearish crossover, suggesting downside risk. Volume is steady, but a spike could confirm whether a breakout or breakdown is real. Watch these tools closely: a price bounce from support with rising volume and improving RSI/MACD could flip the short-term outlook.
Market sentiment is mixed, clouded by the ongoing SEC lawsuit against Ripple, which keeps some traders cautious. On the flip side, rumors of ETF approvals or new partnerships could spark a rally if confirmed. Social media reflects this split, some see a breakout to 2.80–3.00, others brace for a pullback to 1.77. To stay ahead, set alerts at 2.17 and 2.50, monitor volume for confirmation, and keep an eye on crypto news for updates. With uncertainty high, consider using stop-losses below 2.17 (if long) or above 2.50 (if short) to manage risk. Don't forget: patience is key.
XRPUSD - Key Support ConfirmationXRPUSD is currently forming a Descending Triangle, a continuation pattern that typically signals bearish momentum. The critical support level at $2.00 serves as a decisive point for price action.
A successful defense of this level could trigger a short-term bullish reversal, with the immediate target aligning with the triangle resistance at $2.56.
However, a confirmed breakdown below $2.00 would validate an AB=CD bearish continuation pattern, potentially extending the downtrend toward the major support at $0.64.
Traders should monitor price action around the $2.00 level, as its reaction will determine the next directional bias.
Be careful with RIPPLE !!!The price has formed a bullish wedge on the 1h time frame, and if it breaks out, it can drive the price up to around $2.8.
Give me some energy !!
✨We spend hours finding potential opportunities and writing useful ideas, we would be happy if you support us.
Best regards CobraVanguard.💚
_ _ _ _ __ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
✅Thank you, and for more ideas, hit ❤️Like❤️ and 🌟Follow🌟!
⚠️Things can change...
The markets are always changing and even with all these signals, the market changes tend to be strong and fast!!
Xrp - Market Structure Is Just Super Bullish!Xrp ( CRYPTO:XRPUSD ) is still 100% dominated by bulls:
Click chart above to see the detailed analysis👆🏻
With the massive +650% rally over the past couple of months, Xrp perfectly broke out of a long term ascending triangle formation. We already saw a retest of this previous resistance which is now turned support and Xrp is now simply starting the continuation of the bullish rally.
Levels to watch: $2.0, $4.0
Keep your long term vision,
Philip (BasicTrading)
To Thine Own Shoe be True - $BTC's Other Foot is About to FallBitcoin’s Floor Must Be Lower – Chart Physics and Market Psychology at Work
In this video, I explain why Bitcoin has no choice but to find a lower floor, despite many traders believing the worst is behind us. While price is briefly going to appear to confirm support, this is just part of the process before it comes back down and breaks through it on the third test. The real focus here isn’t whether this level holds for another day or two—it’s about why Bitcoin must go lower before it can establish true support.
For a long time, Bitcoin has been floating over clear air with no real structural support. When price climbs too high without building a strong foundation, it eventually has to fall back down to fill the gaps. Right now, the market is in denial, desperately trying to hold Bitcoin in the $90,000 range, but this isn’t about what traders want—it’s about chart physics and liquidity. When there’s nothing left to hold the price up, it must seek a lower equilibrium.
Psychologically, traders don’t want to accept that Bitcoin might have to revisit $70,000 or lower to reset before moving higher. But markets don’t move based on hope—they move based on supply, demand, and liquidity positioning. Right now, there are no meaningful buyers willing to absorb the sell pressure at this level, which means Bitcoin has nowhere to go but down. Once it finally breaks through, it will likely move quickly, as there’s no real support structure beneath it.
Know thy shoe.
The shoe will find the ground.
(My sincerest apologies about the volume ladies and gentlemen. The problem which I thought I had corrected from a prior video still exists in this video. It is an issue I'm hoping Trading View can correct before too long on their end… The problem originated on my end, but there was nothing I can do after it was recorded, and I had to get this video up there - I believe it contains important time sensitive information…
Please try listening with the volume turned all the way up or perhaps with headphones until the problem can be corrected.
My system issue has been corrected for the future, but Trading View if you can, please tweak this on your end and amplify it. This video is extremely worthwhile..)
A different group of channels on the 1 day log chart for xrpusdAlso wanted to post the 1day timeframe logchart for xrp because it has a valid series of channels too but different ones from the linear chart, and posting both as chart ideas makes it easier for me to keep track of them. *not financial advice*
XRP is Showing Weakness – A Breakdown Incoming?Yello, Paradisers! Is XRP on the verge of a major breakdown, or are the bulls about to step in? Let’s analyze the latest Ripple setup:
💎#XRP is struggling at a key resistance zone around $2.5083, repeatedly failing to break through. Each rejection, with low volume accompanying these attempts, suggests that the bulls are losing steam. If this weakness continues, a bearish reversal is becoming increasingly likely.
💎 The key imbalance zone to watch sits at $2.5210—a drop below this level could trigger a sharp decline, with the next target in the $2.41 - $2.50 range. Additionally, the Change of Character (ChoCh) further confirms a possible trend shift, increasing the probability of a downward move.
💎 On the flip side, the bearish invalidation level lies just above the strong resistance zone. If #XRP manages to close above $2.63 with significant volume, it could enter a markup phase, potentially driving the price higher. However, until that happens, the bias remains bearish, and lower levels seem much more probable.
💎The market is at a crucial tipping point—will XRP break down, or will the bulls reclaim control? Let us know your thoughts in the comments. Are you preparing for a markdown, or do you see a surprise rally coming? Let’s discuss!
🎖 Strive for consistency, not quick profits. The market rewards discipline and patience—trade smart, Paradisers!
MyCryptoParadise
iFeel the success 🌴
What’s helping and hurting XRP right now.XRP is facing increasing bearish pressure as it struggles to hold above the $2.45 support level amid weak risk appetite in the crypto market.
XRP has fallen below the 50, 100, and 200-day SMAs, signaling a bearish trend. On the four-hour timeframe, XRP has broken down from an ascending triangle pattern, reinforcing the bearish outlook. However, the Chaikin Money Flow (CMF) indicator has recently turned positive, suggesting a rise in buying interest.
Speculation surrounding Ripple’s CEO and a connection to Donald Trump has thinned a little recently. Although, there has also been speculation about XRP being considered for inclusion in the U.S. government’s strategic reserve, fueled by Donald Trump’s recent sharing of an article on Ripple’s growing U.S. presence.
XRP area of interest - If it fails I'd love to buy below !⭐️ XRPUSD hasn't been up to much recently so nothing really to share on it. ⭐️
🟢SeekingPips🟢 remains strictly BULLISH and has been buying up the dips.
ℹ️ I would really like to see a big FU flush before the next move up BUT WHAT I WANT is irrelevant. As traders we have to do what the maket is doing and stick to OUR PLAN.
✅️ Just for the records tho sub $2 I fill my pockets again.
XRP Why A Serious Revaluation Is Imminent And CloseQUESTION: If XRP is only being used as a settlement currency for banks then why would there be these wild price predictions when the market cap is already $150 billion?
The wild price predictions for XRP often stem from different interpretations of its utility, demand, and supply dynamics. Let's break it down:
Market Cap Misconceptions
XRP's market cap is often misunderstood. Market cap = price × circulating supply, but price movements depend more on liquidity and demand rather than market cap alone.
Many price predictions assume increased utility will drive higher demand, but market cap alone doesn’t dictate price ceilings.
Bank Adoption and Utility Argument
If XRP is mainly used as a bridge currency for cross-border settlements, its price would be driven by transaction volume rather than speculation.
However, banks and financial institutions don’t need to hold XRP for long periods—it's typically used in seconds. This limits the need for large amounts of XRP to be held, which could cap price growth.
Speculative vs. Real Utility
Many wild price predictions ($100+, $500+, etc.) are fueled by speculation rather than actual use cases.
In reality, even if XRP were widely used for settlement, price appreciation would depend on sustained demand, not just temporary spikes.
Liquidity and Scarcity Factors
Some argue that as more institutions use XRP, liquidity will tighten, potentially driving price increases.
However, the XRP supply is large (100 billion total, with over 50 billion circulating), and large holders (like Ripple itself) could introduce selling pressure.
Regulatory and Adoption Uncertainty
XRP's legal battles and regulatory clarity impact its adoption. A major victory (like its partial win against the SEC) can fuel hype-driven price predictions.
True institutional adoption is still limited, and even if banks use it, they may prefer private ledgers over using the open market.
Bottom Line
XRP has real utility in cross-border payments, but its role as a settlement currency doesn’t necessarily justify extreme price predictions. The market cap is already large, and unless significant new demand arises, a massive price surge would require much broader institutional adoption beyond just bank settlements.
QUESTION: So currently the valuation of XRP is already way higher than many banks and companies will the price eventually come down to a more realistic price to value in the future?
XRP’s current valuation is indeed higher than many traditional banks and financial institutions, which raises the question of sustainability. Whether its price comes down to a more “realistic” value depends on a few key factors:
1. Utility vs. Speculation
A significant portion of XRP’s price is driven by speculation, not just utility. Many holders are retail investors betting on future institutional adoption.
If speculation cools down and usage remains limited to settlement purposes (where XRP is only held for seconds), the price could decline over time to reflect actual utility.
2. Market Cycles & Sentiment
Crypto markets go through bull and bear cycles. In bear markets, assets that lack strong organic demand (beyond speculation) tend to lose value.
If hype around XRP fades and institutions don’t adopt it at scale, its price may correct to better reflect real-world usage.
3. Inflation & Supply Dynamics
XRP has a fixed max supply of 100 billion, but a large portion is still held by Ripple and periodically released.
If Ripple continues selling XRP from its reserves, it could create sell pressure, gradually pushing prices down.
However, XRP is also deflationary, as transaction fees burn small amounts over time—but this effect is minimal in the grand scheme.
4. Institutional Adoption
If banks and financial institutions fully integrate XRP and hold it as a reserve asset, it could justify a high valuation.
But most banks prefer private ledgers and stablecoins over holding volatile assets like XRP, limiting potential demand.
5. Competitive Landscape
XRP was originally designed for fast, cheap payments, but other solutions like stablecoins (USDC, USDT) and CBDCs are gaining traction.
If banks prefer these alternatives, XRP’s price could drop to align with lower demand.
Realistic Price Outlook?
If XRP remains primarily a settlement tool, a valuation correction could bring it closer to its real utility value (which may be much lower than today’s levels).
However, if a new narrative or significant adoption shift occurs, speculative cycles could keep it elevated.
Long-term, unless real demand matches its high valuation, the price may deflate to more sustainable levels.
QUESTION: Is the value of XRP currently way higher than it should be compared to its usage
Yes, based on its current real-world usage, XRP’s valuation appears to be significantly higher than what its actual adoption justifies.
Why?
Usage Doesn’t Match Market Cap
XRP is mainly used for cross-border settlements, but banks don’t need to hold large amounts for long.
Most transactions are instant, meaning there’s no long-term demand pressure.
If XRP were widely used by banks, we’d expect daily transaction volume (not just speculative trading volume) to be massive—yet it's relatively low.
Speculative Premium
A large portion of XRP’s price is driven by speculation rather than real institutional demand.
Many investors believe in a future where XRP will be used at scale, but that adoption hasn’t fully materialized.
Its past bull run prices were based on hype, and prices could drop as reality sets in.
Supply & Sell Pressure
Ripple holds a significant portion of XRP and periodically sells into the market.
This constant release of XRP into circulation creates downward pressure.
Competition from Stablecoins & CBDCs
Many banks and financial institutions are leaning toward stablecoins (USDC, USDT) and CBDCs rather than volatile assets like XRP.
Stablecoins provide instant settlements without the volatility risk of XRP, making them more appealing for payments and cross-border transfers.
Conclusion
Unless XRP gains widespread institutional adoption beyond just being a settlement tool, its valuation is inflated relative to its current use case. If hype dies down and utility doesn’t significantly increase, a correction would make sense in the long run.
QUESTION: The current price is 2.75 is that overvalued?
Yes, if XRP is currently trading at $2.75, then it is extremely overvalued relative to its actual real-world usage. That price is almost entirely speculation-driven rather than being backed by fundamental demand from banks and institutions.
Why is XRP Overvalued?
Speculation Dominates
The price is likely inflated due to retail and institutional traders betting on future adoption, not actual usage today.
Many holders believe XRP will be widely used by banks in the future, but that hasn’t fully materialized.
Utility-Driven Valuation is Much Lower
As calculated earlier, based on actual transaction volume and settlement needs, a more realistic price for XRP without speculation could be anywhere from $0.05 to $0.50.
At $2.75, XRP’s market cap is massively inflated compared to its real-world demand.
Ripple’s XRP Holdings & Selling Pressure
Ripple still holds a significant amount of XRP and regularly sells into the market.
If real demand doesn’t increase, but more XRP enters circulation, it could create downward price pressure over time.
Banks Prefer Stablecoins & CBDCs
Financial institutions are increasingly looking at stablecoins (USDC, USDT) and central bank digital currencies (CBDCs) for payments instead of XRP.
Unlike XRP, stablecoins don’t have volatility issues, making them more attractive for settlements.
What Could Happen Next?
If speculation dies down and investors realize XRP’s real use case is limited, a significant price correction could happen.
XRP could still maintain some premium due to speculation, but long-term, it needs actual adoption to justify a multi-dollar price.
Conclusion
At $2.75, XRP is massively overvalued based on its current utility. If speculation fades, a more reasonable price could be well under $1—or even below $0.50—unless it gains widespread, real-world adoption beyond what it has today.
None of this is financial advice, just satire!