TOTAL Cryptocurrencies: Global Market Indicator and AnalysisAccording to my theory, we are witnessing a crypto market growth cycle with a growth phase of 35 months and a correction phase of 13 weeks. I expect the crypto market to continue to grow until November 1, 2025, driven by the arrival of large investment funds and corporations behind blockchain technology as well as tokenization. The RWA sector is at a nascent stage and trillions of assets will be tokenized and used for fast transactions, ease of transfers, 24-hour accessibility and transparency. In addition, the arrival of institutional investors via ETFs should not be overlooked. Today, BlackRock owns over 470k BINANCE:BTCUSDT and is unlikely to stop. BYBIT:ETHUSDT is undervalued, BINANCE:SOLUSDT shows the very availability of cryptocurrency for everyone on the planet. Memesession is actually testing the Solana network for its suitability for massadoption. Staying bearish regarding the cryptocurrency market looks like ignoring the internet in the early 2000s. Focus on the RWA direction, a large number of projects are about to show parabolic growth!
Horban Brothers.
Tokenization
Polymesh: Revolutionizing Regulated Asset TokenizationThe digital transformation in finance has led to a significant paradigm shift, especially with the emergence of real world assets (RWAs) on blockchain. This evolution not only increases liquidity but also democratizes access to investment opportunities. To understand the scale, an infographic is provided below.
Polymesh is a blockchain platform specifically designed to manage and trade regulated assets digitally. The project aims to create an infrastructure for tokenization of Real World Assets (RWA), such as securities, real estate, artwork and more. Polymesh is designed to tokenize assets that are subject to regulation, making it attractive to financial institutions and companies dealing with securities or other regulated assets. The Polymesh team developed the ERC-1400 standard for Ethereum, which went further in terms of providing compliance standards for tokenized assets, but Polymesh is extending that concept for its native blockchain.
Team
Bill Papp - Chief Executive Officer: Joined Polymesh Association from Arival Bank, where he was CEO and board member. Extensive experience in financial services, including stints at BankProv, Pacific Premier Trust, MEFA, Mizuho Americas, Pacific Crest Securities, Prudential Securities, and Lehman Brothers. He holds a bachelor's degree in business from Michigan State University and a master's degree from Tufts University.
Adam Dossa - Chief Technology Officer: He moved from Polymath to Polymesh Association in 2022. He has experience at Morgan Stanley where he worked on trading and regulatory infrastructure development. At Polymesh, he is responsible for technical strategy and blockchain technology development.
Nick Cafaro - Head of Product: Responsible for the development of new products and solutions based on Polymesh.
Will Vaz-Jones - Head of Partnerships: He is responsible for the education, implementation and management of key partnerships. Moved to Polymath in early 2019 after working in the traditional financial sector where he was an analyst and then held roles in corporate and business development.
Graeme Moore - Head of Tokenization: Author of “B is for Bitcoin”. Prior to Polymesh, he was the first employee at Polymath, worked as Creative Director at Spartan Race, and was an associate at Canada's largest independent investment firm.
Francis O'Brien (FOB) - Head of Developer Relations: He joined Polymesh after actively participating in the Polymath community since 2017. He has become a key advocate for Polymesh due to his ability to explain the complex technical aspects of blockchain. Prior to that, he worked as an engineer in the oil and gas industry.
Robert Gabriel Jakabosky - Head of Applied Blockchain Research: He started programming in high school and then worked at AlphaTrade, a financial services company. At Polymesh, his work is related to blockchain research.
Amirreza Sarencheh - Cryptography and Blockchain Architect: His role involves working in cryptography and blockchain architecture.
The Polymesh team is a unique combination of experience, expertise and innovative approach, making it exceptionally strong in blockchain technology and financial innovation. It's a really cool team where each member brings their unique contribution, creating synergies towards a common goal of revolutionizing financial services through blockchain. With such a diverse and talented team, Polymesh is at the forefront of innovation, making it one of the most exciting asset tokenization projects to date.
Architecture
Most general purpose blockchains have a limited set of primitives, forcing functions such as security tokens and their management to be implemented via smart contracts, leading to scalability and performance issues. In Polymesh, financial primitives are integrated at the core of the blockchain, allowing users to operate the network with low predefined costs and enabling developers to build innovative decentralized applications (dApps).
Regulated Assets: These are the cornerstone of Polymesh. Leveraging Polymath's experience in creating the ERC-1400 standard, Polymesh aims to balance openness and transparency with compliance with jurisdictional requirements.
Identity: Crucial for all actions involving regulated securities. Polymesh makes identity a core element where all actions are performed through an identity rather than a public key. Identities are universal and permissioned, collecting a set of claims or attestations from network-approved or issuer-specific authorities. These claims are used for managing asset ownership, transfer, and other restrictions.
Record Keeping: Polymesh records all primary and secondary transfers of security tokens, ensuring that ownership data is transparently captured on the blockchain, which reduces information asymmetry between the issuer and token holders.
Capital Distribution: Polymesh allows issuers to distribute cash flows associated with assets by capturing ownership distribution data at fixed times. Distribution can occur on-chain using stablecoins, via external payment receipts, or through a combination of both.
Corporate Governance: Polymesh provides tools for corporate actions leveraging blockchain technology, combining transparency with the ability to vote privately, thus reducing the risk of vote manipulation.
Stablecoins: Polymesh supports stablecoins to facilitate on-chain activities like cash distributions at a fraction of traditional costs. Stablecoins can be pegged to any currency and issued by adequately licensed and capitalized third parties.
Economy
Enabling Economy:
Nominated Proof-of-Stake (NPoS): This consensus mechanism involves Validators, who are regulated entities responsible for running nodes and processing transactions, and Nominators, who stake POLYX on validators. Validators produce blocks, while Nominators stake on them to enhance network security.
Block Rewards: Distributed equally among Validators adhering to protocol rules, with a portion kept by Validators and the remainder distributed to Nominators based on their stake.
Bonding Period: Time during which staked POLYX is locked after a withdrawal request, adjustable via governance.
Finality: Achieved when more than two-thirds of Validators vote in favor of a block, ensuring quick and trusted finalization.
Internal Economy:
Network Reserve Funding: Sources include a transfer from Polymath's Ethereum-held reserve, protocol usage fees, and transaction fees.
Governance: Managed by the Polymesh Governing Council, with potential future governance by POLYX tokenholders.
POLYX Supply: No fixed supply; increases through block rewards, which are also funded by network fees, to support the NPoS mechanism.
Enabled Economy:
Fee Structure:
Transaction Fees: Charged based on transaction size and complexity.
Protocol Fees: For specific blockchain functions, set by the Governing Council.
Developer Fees: Set by developers for smart contracts/extensions, aiding in ecosystem development.
POLYX Utility:
Acts as gas for transactions, similar to ETH on Ethereum.
Encourages participation in blockchain security through staking.
Prevents spam by costing each transaction.
Funds ecosystem growth through grants.
Facilitates governance decisions by allowing staking for votes.
POLY to POLYX Upgrade:
A one-way bridge allows POLY token holders to upgrade to POLYX at a 1:1 ratio, with a requirement for identity validation to transact with POLYX.
This token economy structure aims to ensure the sustainability, security, and utility of the Polymesh blockchain, tailored specifically for regulated assets with an emphasis on compliance and governance.
Polymesh Private
Polymesh Private is a private blockchain infrastructure solution from Polymesh designed for institutions that require increased levels of privacy, control and compliance in their blockchain operations. With Polymesh Private, you can restrict access to the network, making it completely private, where only authorized participants have access to data and transactions. Suitable for companies and institutions that want to take advantage of blockchain technology for internal processes while maximizing privacy and control. This can be useful for testing new financial instruments or for transactions that require strict confidentiality.
Polymesh's Strategic Partnerships and Innovations
1. Institutional and Regulatory Compliance:
Fortuna Digital Custody Ltd.:
Fortuna, an esteemed institutional-grade digital asset custodian based in Ireland, has been approved as a node operator for the Polymesh blockchain. This partnership not only extends Polymesh's network into new European markets but also strengthens the blockchain's security and compliance framework by ensuring all node operators are known and regulated entities. This move aligns with Polymesh's commitment to regulated assets and institutional-grade operations.
2. Expanding Utility Across Sectors:
TokenTraxx's Music NFTs:
TokenTraxx has pioneered the issuance of music NFTs on Polymesh, marking a revolutionary step in the music industry. By leveraging Polymesh's infrastructure, TokenTraxx enables artists like Evan Malamud to directly monetize and distribute their music through NFTs. This initiative not only reduces dependency on intermediaries but also introduces new revenue streams for artists, showcasing Polymesh's versatility beyond traditional financial assets.
AlphaPoint's Integration for Asset Tokenization:
AlphaPoint, a global leader in digital asset infrastructure, has integrated Polymesh into its platforms for tokenization. This partnership simplifies the process of asset tokenization, offering enhanced security, compliance, and efficiency, particularly suited for regulated financial products.
On Chain Listings (OCL) for Real Estate:
OCL is transforming real estate transactions in Florida by integrating with Polymesh. This partnership leverages blockchain for AI-driven title verification and monitoring, aiming to reduce fraud and enhance transaction transparency and efficiency.
REtokens' Real Estate Tokenization:
REtokens has utilized Polymesh to tokenize $30 million in real estate assets, making property investment more accessible and liquid. This initiative demonstrates how Polymesh's features like governance, compliance, and secure settlement can revolutionize real estate investment by allowing fractional ownership and increasing market liquidity.
3. Interoperability and Ecosystem Expansion:
ZenCrypto UAB's Equinox Bridge:
The launch of the Equinox bridge by ZenCrypto facilitates interoperability between Polymesh and Ethereum, allowing for the seamless transfer and wrapping of assets. This bridge not only enhances the utility of POLYX, Polymesh's native token, but also broadens the network's reach by integrating with one of the largest blockchain ecosystems.
4. Strategic Alliances for Global Influence:
Global Blockchain Business Council (GBBC) Membership:
Joining the GBBC positions Polymesh at the forefront of policy-making and standard-setting in the blockchain industry, particularly in the realm of tokenized securities and real-world assets (RWAs), fostering greater institutional adoption and regulatory clarity.
5. Enhancing User Experience:
Talisman Wallet with Ledger Support:
The integration of Polymesh into the popular multi-chain Talisman Wallet, now compatible with Ledger hardware wallets, enhances the security and user experience for managing digital assets on Polymesh, reflecting the growing demand for secure, multi-chain wallet solutions.
These developments collectively highlight Polymesh's strategic focus on:
Compliance and Security: By partnering with regulated entities and focusing on regulated assets.
Innovation: Applying blockchain technology to new sectors like music and real estate.
Interoperability: Ensuring Polymesh assets can interact with other major blockchains.
Accessibility: Making investment opportunities in regulated assets more accessible to a broader audience.
Polymesh is not only expanding its technological capabilities but also its market presence, reinforcing its position as a leader in the tokenization of real-world assets.
Conclusion
Polymesh has significant prospects for growth, particularly in the context of growing interest in asset tokenization and the need for regulatory compliance. Its specialization in regulated assets, technological innovation and strategic partnerships create a sustainable foundation for future growth and adoption in the global financial market. At the moment, the project looks like Ethereum in its nascent stage. Get ready, tokenization is here, billion dollar companies are getting ready to tokenize via Polymesh!
Horban Brothers.
An Analysis and Outlook for the Goldfinch (Deep Research)Goldfinch is a decentralized lending protocol that seeks to expand access to capital by creating a global credit marketplace. Goldfinch aims to bring those who have traditionally been left out of financial services, especially in developing countries, into the credit system. This is accomplished through the creation of a single global credit marketplace where borrowers from startups in Lagos to large institutions in New York can access credit from the same capital markets.
RWA
Goldfinch plays a significant role in the real world assets (RWA) space in the context of decentralized finance (DeFi) by providing a unique approach to lending. Unlike many DeFi protocols that require cryptocurrency collateral, Goldfinch specializes in providing unsecured loans. This is accomplished through partnerships with real borrowers and organizations that evaluate borrowers' creditworthiness and RWAs, allowing for greater access to credit beyond the cryptocurrency sphere.
Goldfinch promotes the integration of traditional finance (TradFi) with DeFi through tokenization of real assets. This not only makes investing in DeFi more accessible and understandable for traditional investors, but also expands opportunities to generate income through real economic activity.
The protocol is based on TranchedPool and SeniorPool contracts. TranchedPool divides capital into junior and senior, where junior capital carries the most risk and senior capital is provided through SeniorPool. The CreditLine contract manages loan terms and repayments. Lenders receive ERC721 tokens confirming their right to repay capital and interest. The FIDU token is used to
representing shares in SeniorPool, and GFI is used to manage the protocol. UniqueIdentity and Go contracts define user access to protocol features, and Zapper facilitates the movement of funds between pools. GFI tokens are distributed through eirdrops, staking, and rewards for participants.
Team
Mike Sall and Blake West are co-founders of Goldfinch. Their involvement in the project aims to address financial imbalance by providing access to capital to low-income communities around the world through DeFi's decentralized lending protocol. Their initiative, Goldfinch, aims to serve over 2 million people in 20 countries by focusing on secured loans that are backed and fully secured off-chain. They talk a lot about their mission, discussing growth, improving the user experience at DeFi, and how they believe cryptocurrencies are changing the global economy. Their approach involves extensive user research, looking at various groups including financial giants like Blackrock and Apollo to understand and improve the user experience in the Web3 space.
Mark Roszak is listed as an advisor to Goldfinch, a DeFi project focused on providing access to capital to underserved communities. Given his experience, this role likely includes providing strategic advice on compliance, legal frameworks, and possibly business development.
Fundraising
Undisclosed Round (Feb. 2, 2021)
Raised: $1.00M
Investors:
Coinbase Ventures: Venture arm of Coinbase, one of the largest cryptocurrency exchanges, focusing on early-stage startups in blockchain and cryptocurrencies.
IDEO CoLab Ventures: Known for investing in companies using technology to solve social and environmental problems.
Variant: A venture capital firm focusing on crypto and blockchain technologies.
Stratos Technologies: A blockchain infrastructure company.
Robert Leshner: Founder of Compound Finance, bringing significant experience to DeFi.
Kindred Ventures: Focuses on early stage startups in the technology sector.
This round was key to establishing an initial base, likely used to develop core technology and initial market testing.
Seed Round (June 16, 2021) Raised: $11.00M
Investors:
Andreessen Horowitz (a16z): Lead investor in this round, known for his significant investments in blockchain and technology startups.
Balaji Srinivasan: Former CTO of Coinbase, a well-known figure in the crypto space.
Divergence Ventures: Venture capital focused on crypto and blockchain.
SV Angel: An early stage investment fund.
a_capital: Venture capital specializing in crypto and blockchain.
Ryan Selkis: Founder of Messari, a cryptocurrency market intelligence platform.
This Seed round would be key to scaling operations, expanding the team, and possibly starting to deploy the protocol in the real world.
Series A (Jan. 6, 2022) Raised: $25.00M Investors:
Andreessen Horowitz (a16z): Leading round again, showing strong support.
OrangeDAO: Decentralized venture fund.
Kingsway Capital: Venture capital with interests in blockchain. Blocktower Capital: Hedge fund and investment company,
focused on cryptocurrency.
Stratos Technologies: A returning investor indicating confidence in the direction of the project.
A Series A round usually signifies a project's willingness to significantly expand its operations, improve its technology, and possibly enter new markets or improve its current market presence.
Key Points:
Repeated investments from companies like a16z and Stratos Technologies indicate a strong belief in Goldfinch's mission and technology.
The mix of traditional venture capital, crypto-focused funds, and individual investors with significant influence in the DeFi space shows the broad appeal and potential of Goldfinch.
Each round seems to have been used strategically to build, scale and expand the project, in line with typical startup growth phases but tailored to the unique needs of the DeFi protocol.
Tokenomics
Initial offering: 114,285,714 GFI tokens. There is currently no inflation, but it is believed that the introduction of moderate
inflation in three years could benefit the protocol by rewarding future participants. This will ultimately be decided by the community.
Token distribution
Liquidity Providers (16.2%):
Early Liquidity Provider Program (4.2%): Early Liquidity Provider tokens for early capital contributors, with unlocking for 6 months starting January 11, 2022, and a 12-month transfer restriction for U.S. participants.
Retroactive Liquidity Provider Distribution (4.0%): For 5,157 liquidity providers as of the December 14 snapshot, excluding the early program, with various unlocking terms ranging from immediate to 12 months depending on the contribution.
Senior Pool Liquidity Mining (8.0%): For ongoing liquidity mining, details in the Liquidity Mining section.
Backers (8.0%):
Flight Academy (3.0%): For 10,182 participants outside the US, with unlock schedules ranging from immediate to 24 months.
Backer Pool Liquidity Mining (2.0%): Tokens are distributed as interest is paid, with retroactive distribution for existing backers.
Backer Staking (3.0%): For future staking by backers, not yet implemented but expected to be offered soon.
Auditors (3.0%): Reserved for future Auditors systems, not yet implemented.
Borrowers (3.0%): Reserved for possible future distribution to borrowers.
Contributors (0.65%): For those who have made significant contributions to the community, following a similar unlock schedule as Flight Academy.
Community Treasury (14.8%): For community decision-making such as grants, adjusting minutes, and covering loan defaults. Early and Future Team (28.4%): For initial team, advisors, and contractors, with various unlocking schedules.
Warbler Labs (4.4 %): For a separate Goldfinch-based organization, with a 3-year unlock schedule.
Early Supporters (21.6%): For 60+ early investors who contributed $37 million, with a 3-year unlock schedule, initial lockup, and transfer restrictions.
Airdrop
In January 2022, Goldfinch held its first major airdrop of GFI tokens. This airdrop was aimed at rewarding early adopters who actively supported and utilized the platform prior to the launch of the GFI token. Participants who contributed to the ecosystem received GFI tokens based on their activity and contribution. Criteria for participation in this airdrop included:
Conducting transactions on the platform. Participating in lending or investing.
Active participation in the community, for example through discussions and suggestions for improving the platform.
In total, about 15% of the total GFI offering was distributed to the participants of this airdrop. This helped to create an initial base of token holders interested in further development of the project.
During 2022, Goldfinch also conducted several airdrops aimed at attracting new users to the platform. These airdrops were aimed at incentivizing registration, platform usage, and lending participation. Participants had to complete certain actions such as:
Registering and creating an account on the platform.
Conducting their first transaction or investing in lending pools.
Participating in GFI token staking.
These airdrops helped to expand the user base and increase the number of active participants on the platform.
Market Data
Active Loans in the context of Goldfinch refer to loans that were issued by the protocol and are currently outstanding, meaning they have not been fully repaid or charged off.
Active loans are part of what Goldfinch calls borrower pools. Each pool represents the loan terms, interest rate and repayment schedule for a single borrower. Investors can contribute capital to these pools, effectively becoming lenders. These loans are designed to make a tangible impact by financing businesses that may not have access to traditional banking services or capital markets, especially in regions of low financial accessibility. Regarding TVL, the value continues to hold in the neighborhood of $70-80 million. This is the amount that investors and platform members have put into loan pools, including both senior and junior tranches, to lend to real businesses, especially in emerging markets. This figure suggests that Goldfinch has significant support from the DeFi community, enough to sustain lending operations. However, to fully understand it, one should compare this TVL with other DeFi protocols, consider its dynamics over time, and analyze how this figure relates to loan volume, interest rates, and defaults.
Such TVL may attract additional attention to the platform, both from potential investors and analysts, as it is an indicator not only of financial stability, but also of the potential for further growth and development.
Blockchain
According to our blockchain research we were able to determine that the project's investors still have not sold their assets and received their tokens from cryptocurrency exchange Coinbase.
Angel investors also received their tokens and continue to hold them.
Over the past week, a major player has become active and continues to buy coins at the market price. He has a total of about 10 wallets with a growing number of GFI coins. All wallets look like this.
To summarize from a blockchain perspective, Goldfinch has a good and sensible distribution of tokens among the big players. They will be the key price drivers, so you should pay attention to their transactions.
Conclusion
Goldfinch is focused on the RWA sector, which is expected to show strong growth during the current bull market. With DeFi rapidly evolving and gaining more attention, Goldfinch is at the forefront, offering a unique platform to bridge traditional finance and blockchain technology. Innovative model
Goldfinch, based on tokenizing real assets and integrating them into the DeFi ecosystem, opens new horizons for investors and borrowers. The platform not only provides access to credit, but also creates a bridge between traditional and decentralized finance, allowing investors to participate in the growth of the RWA sector through a transparent and automated smart contract system. In the current bullrun, where the RWA sector is starting to play an increasingly important role, Goldfinch is well positioned to become a key player, providing market participants with unique opportunities to grow and diversify their portfolios. The Protocol is ready to take a leading role in shaping the new financial landscape, offering solutions that not only meet current trends, but also pave the way for the future development of the global financial system.
Best wishes, Horban Brothers!
RWA sector research The relevance of real world assets (RWAs) has been an important topic of discussion in the financial and cryptocurrency industries recently. The concept of RWAs involves tokenizing tangible assets that exist in the physical world, such as gold, commodities, treasuries and real estate, on the blockchain. This innovative approach aims to increase market liquidity, accessibility and flexibility in investing in these assets, enabling fractional ownership and providing the potential for income and asset value growth.
Recently, the total value captured in the various RWA protocols has increased significantly, reaching record levels despite the general market downturn. This is indicative of the growing interest and investment in tokenizing real assets and that institutions and investors are exploring the benefits of blockchain technology for asset management and investment diversification.
BlackRock, the world's largest asset manager, announced a significant initiative to tokenize $10 trillion of its assets in partnership with Securitize and raising $47 million. The move underscores the industry's growing recognition of the potential for RWA tokenization to redefine investment strategies and significantly broaden the investment landscape. By breaking down barriers to investment and offering new levels of flexibility and accessibility, RWA tokenization has the potential to significantly expand the investment landscape.
Subcategories in RWA
The RWA sector has several prominent subcategories that contribute to its diverse and innovative ecosystem. These subcategories include DeFi, Onchain Treasury, Insurance, Collectibles, Ticketing, Infrastructure, Real Estate, Tokenization Networks, Networks, Tokenization Platform, and Environment. Each of these subcategories plays a critical role in the development and expansion of the RWA sector, offering unique solutions and opportunities for businesses and investors alike.
Let's look at some of the categories in the RWA sector below.
DeFi
Decentralized Finance (DeFi) in the RWA sector is a growing trend to bridge the gap between traditional finance and blockchain-based financial systems. Here's a list of some of the projects: Pendle, Grand Base, LandX, IX Swap, Dimitra, Stobox, MBD Financials.
These projects represent a variety of DeFi and RWA applications, from real estate (MBD Financials, Grand Base, LandX) and securities (Stobox, IX Swap) to agriculture (Dimitra) and financial services (Pendle). Their goal is to leverage the benefits of blockchain technology, such as increased transparency, accessibility, and efficiency, to create innovative financial solutions in the real sector.
Onchain Treasury
Onchain Treasury in the RWA sector is a significant development that bridges the gap between traditional finance and the blockchain ecosystem. It involves tokenizing and managing real-world assets such as treasuries, commodities, private equity, real estate, private credit, and more on a blockchain platform. This integration brings liquidity, fractionalization, and accessibility to assets that were previously less liquid and difficult to access for a wider range of investors.
The RWA tokenization process involves three main steps: Off-chain formalization, information interoperability, and supply and demand for the RWA protocol. This process involves moving off-chain assets onto the blockchain through tokenization, ensuring the transparency and integrity of the assets through smart contracts, and establishing a supply and demand balance for these tokenized assets in the cryptocurrency market.
At the moment, the on-chain RWA market has seen significant growth, with reports suggesting that the market value of on-chain tokenized treasuries has increased almost 10 times in just 15 months. This growth is supported by the participation of large financial institutions and the development of blockchain infrastructure specifically designed to ensure RWA compliance.
Onchain Treasury RWAs are not just a passing trend. They represent a fundamental shift in asset management, offering a more efficient and affordable way to manage and trade a wide range of assets. The movement towards on-chain RWAs is expected to continue, potentially replacing intermediaries and becoming a standard in the lifecycle of modern asset management.
Insurance
Insurance in the RWA sector is a critical component of risk management and protection for investors and companies operating in this space. The RWA sector involves the tokenization and management of real-world assets, such as real estate, commodities, and other tangible assets, on a blockchain platform. This process aims to improve the liquidity, accessibility, and efficiency of asset management and trading.
Given the significant value of assets involved in the RWA sector and the possibility of losing them due to theft, system failures, or other unforeseen circumstances, insurance plays an important role in protecting these digital assets. Several insurance solutions have emerged to meet the needs of the RWA sector:
Neptune Mutual is an innovative DeFi insurance solution designed to enhance the security of the DeFi sector and protect digital assets. It aims to provide coverage for various risks associated with DeFi smart contracts, risks specific to blockchain.
Nayms operates as an insurance marketplace on a blockchain that connects brokers and underwriters with cryptocurrency providers. It is regulated by the Bermuda Monetary Authority and offers tokenized insurance products, allowing investors to fund insurance accounts using cryptocurrencies and increasing liquidity in the insurance market.
The potential for the insurance sector to meet the cryptocurrency needs of the RWA sector is significant: it is estimated that blockchain technology could open the door to a $32.9 billion insurance market by 2031. This growth is driven by the increasing adoption of blockchain technology and the tokenization of real assets, which require robust insurance solutions to mitigate risk and ensure investor confidence.
As the RWA sector continues to grow and evolve, the demand for insurance products tailored to its unique needs is likely to increase, further integrating blockchain technology and traditional financial practices.
Ticketing
RWA ticketing is a new use case that could disrupt traditional ticketing systems through the use of blockchain technology. The OPEN Ticketing Ecosystem, launched in March 2024, is an example of innovation in this sector.
The OPEN Ticketing Ecosystem is set to revolutionize the $85 billion ticketing industry by moving all ticketing activity onto the blockchain. This is accomplished by utilizing the OPN token, which powers all ticketing activity on the chain and is traded on exchanges. The ecosystem offers a plug-and-play toolset that provides value at any scale, from small independent artists to large ticket operators, allowing them to issue collectible NFT tickets and manage their tickets on-chain.
Infrastructure
Infrastructure plays a critical role in bridging the gap between traditional finance and the blockchain ecosystem. This infrastructure allows real-world assets to be tokenized and managed on a blockchain platform, thereby making them accessible to a wider audience and facilitating more efficient and transparent financial transactions.
One key component of this infrastructure is the technology that enables the tokenization of real-world assets. This involves selecting an asset, such as real estate or stocks, and creating a secure legal basis for determining ownership. The tokenized assets are then placed on the blockchain, allowing them to be easily transferred and managed.
Another critical aspect of infrastructure is the development of decentralized financial protocols (DeFi) and platforms that facilitate trading, lending, and borrowing of tokenized assets. These platforms provide liquidity in the RWA sector, allowing investors to access a wide range of assets and financial services.
Projects in this category include EMC, Paxos, Chainlink, Polyhedra, Frax, Circle, Tether Gold, Entangle, and Angle.
Real Estate
Tokenization of real estate assets offers a number of benefits, including increased liquidity, fractional ownership, and easier access to investment opportunities in the real estate market. The process involves selecting a real estate asset, such as a residential or commercial building, and creating a digital token on blockchain that represents ownership or interest in that asset. Token holders can then trade the tokens on digital platforms, making real estate investments more accessible and flexible.
Real estate tokenization in the RWA sector is still in its early stages but shows great promise for transforming the way we invest in and own real estate. Using blockchain technology, the RWA sector is making real estate investments more accessible, efficient, and transparent for a wide range of investors.
Tokenization Networks
Tokenization Networks in the RWA sector are platforms that facilitate the conversion of real-world assets into digital tokens, allowing them to be traded and managed on blockchain networks. This innovation is designed to bridge the gap between traditional finance and the digital asset space, increasing liquidity, accessibility, and transparency in asset management.
MANTRA, Polymesh and Ondo are prominent players in the RWA sector, each offering unique solutions to address the challenges and opportunities in this rapidly evolving space:
MANTRA is a pioneering Tier 1 blockchain for securing Real World Assets (RWAs), designed for seamless integration and compliance with global regulatory frameworks. MANTRA Chain provides an interoperable infrastructure for creating and trading RWA tokens, enabling traditional financial services companies to take advantage of blockchain technology. The company also tokenizes real estate, securities and commodities, making these assets more accessible and liquid on the blockchain.
Polymesh is a specialized permissioned blockchain designed for regulated assets such as securities, tokens, and similar financial instruments. Polymesh is designed to provide enhanced security and compliance in blockchain transactions, addressing the inherent weaknesses of Ethereum and similar general-purpose blockchains. The project has made significant progress, notably with the introduction of Polymesh Private at the Digital Asset Summit 2024 in London. Polymesh Private is a pioneering addition to the ecosystem that provides increased privacy, control and adaptability for regulated asset management. It allows users to build compliance rules into the platform and is customizable, ensuring that the platform can keep pace with changing legal regulations.
Ondo is another key player in the RWA sector. It specializes in tokenizing real-world assets and offers innovative solutions for managing and trading them. Ondo offers a platform to create and trade tokenized assets such as real estate, commodities, and more. The platform also provides asset management tools, allowing users to easily track and manage their tokenized assets.
Using blockchain technology, these tokenization networks in the RWA sector are revolutionizing the way real assets are managed and traded. They provide increased liquidity, accessibility and transparency to the asset management process, as well as compliance with regulatory frameworks. As the RWA sector evolves, these platforms and their innovations will play a critical role in bridging the gap between traditional finance and the digital asset space.
Conclusion
Looking at the current trends and discussions in the cryptocurrency community, it seems that the Real-World Assets (RWA) sector in cryptocurrency is poised for significant growth and development. The RWA sector involves tokenizing tangible assets that exist in the physical world and incorporating them into a blockchain. This includes assets such as commodities, real estate and even investment funds, offering a bridge between traditional finance and the decentralized world of cryptocurrencies.
In addition, the integration of AI with RWAs is expected to play an important role in the future. AI can improve the efficiency and security of RWA platforms, making them more attractive to investors. By using AI to analyze data and manage risk, RWA platforms can provide better investment opportunities and a safer environment for investors.
In conclusion, the RWA sector in the cryptocurrency industry appears to be on a parabolic trajectory, fueled by growing market interest, diversification of tokenized assets, and potential synergies with AI. As the sector evolves, it could become a key component of the broader cryptocurrency ecosystem, offering new investment opportunities and bridging the gap between traditional finance and the decentralized world of cryptocurrencies.
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INJ(INJECTIVE) is about to moon(100X)??So after i have been watching INJ, I realized that just like all the other Tokens, coins etc, is it as well in correction, basically market has been moving sideways, choppy, while correcting.
So since 43 to 45 dollars, INJ was hitting resistance, while on the lows around 29 and 30 dollars it was hitting or on support, basically price is struggling to break above or below this range.
Based on the cycle count:
you can see we have a WXYXZ correction cycle pattern, which just completed around 30 dollar price,
And on the current price is where I am looking for long orders.
Scroll-back to see the whole analysis.
XDC - it is now time to get back in !!This investing idea is especially for TRADERMARIANO a long term follower !!
Everytime I was looking into XDC I saw nothing but bearishness during the last 12 months, despite all the steps that this company took to grow its ecosystem !
XDC has broken out of a long term large bullish broadening wedge and has made a text book back test.
50 D moving average looks like it wants to cross the 200 D ....
RSI looks very promising with a recent cross of MA and the lower time frame MA turning up again.
Volume by price is indicating that, once price crosses the 0.031 level things will start to get interesting.
I am very confident about taking a healthy position right now.
Do your own diligence. I am only telling you what I am doing with my own money ! All the best to you out there ... and special thanks to TRADERMARIANO !!!
Tokenomics- stakeholder capitalismSince Cryptokittys - tokenization of assets on the blockchain has exploded, perhaps for the wrong reasons. Whilst this author predicts that the current iteration of NFTs will become more worthless than the BTC ticker: ETH and tokenization will take the world by storm.
Notably, the shift to stakeholder capitalism will require a transparent, decentralized and trustless division, and provision: of capital, resources and labour. Non fungible tokens can facilitate this.
As capitalism becomes stakeholder capitalism: and industry 3 becomes industry 4 and 5; shareholding will become stakeholding. All entities involved in an enterprise: from cradle to grave; will contribute to its success or failure. Profiteering will give way to ethics, sustainability and governance; with attention to equality and diversity. The supply chain will be transparent and equitable. Decentralised autonomous organizations can ensure this .
www3.weforum.org
You will own nothing and be happy
Can This Tokenizing FinTech Maintain Its TrendI'm hoping ABXX can keep the support along the cup and handle trend.
New support was recently found around $3.33. The Simple Moving Averages on the 4 hour and 6 hour charts are both crossing at $3.64.
$3.64 also acts as a resistance point on the hourly chart as shown below.
Huge resistance is coming around $3.70. The next major resistance level is at $4.00.
A close up on the 4-Hour chart shows a gap that must be filled around $3.95.
Zooming out to the Daily chart, we are on candle number '7' out of a '9' candle trend.
Hopefully after this '9' candle-trend to the downside is complete, ABXX shareholders should see bluer skies ahead.
I do not give financial advice, but you can see my earlier, more in-depth analysis of ABXX & ABXXF under my 'Related Ideas'. I do adjust trend-lines and other info as the chart changes.
I really like this FinTech company, it's team, and their mission. This a great play for investors like me who are interested in:
ESG (Enviromental/Social/Governance)
Blockchain technology & Tokenization
Mining, Precious Metals, LNG (Liquified Natural Gas)
I try to follow the smart money. I am long ABXXF.
DO NOT MISS RAVENCOIN !!!"Ravencoin is a peer-to-peer blockchain, handling the efficient creation and transfer of assets from one party to another."
That is the use case reported on their website.
From what I understand they are active in issuance and tokenization of assets.
You can buy it on Binance, Bittrex, Bitrue, and other important exchanges.
24 H VOLUME today is almost as high as its entire market cap !! Volume 120 Million $ (with 150 M MarketCap) !!
THIS IS WHY I take a small position (1% of portfolio) in this coin. Will add once we break resistance.
On balance volume is trending higher since a long time: accumulation.
RSI is picking up.
Price looks like it wants to break out of a bullish descending wedge soon.
We are right at resistance around 250 - 270 satoshi, but once it is taken out, the rise could important.
This coin has still not pumped, but I am sure it will ! Take a close look.