The premonitory future?
Would this title have taken a lead over others like APPL, GOOGL, NVIDIA, AMZ?
Maybe wait and sea :)
PYPLD trade ideas
PYPL, Since Massive BEAR-MARKET-Scenarios, What to Expect Now!Hello There!
Welcome to my new analysis about PYPL on several timeframe perspectives. Since PYPL formed the boom highs it showed up with a massive bearish price-action to the downside dumping over 80% and liquidating over 400 Billion long positions. Now, a huge consideration is if this PYPL bear-market dump is going to continue and accelerate further bear market price-action momentum spikes towards the downside. PYPL since August already moved on with the next dump towards the downside on the local term firstly, this can accelerate on the global term also.
PYPL is now forming this ever so crucial bear-flag on the local 4-hour timeframe perspective with the initial wave A that already setup and now PYPL is forming the next ascending-wedge within this local wave-count. This means once the wave B has formed with the completion of the local ascending-wedge it will accelerate bearish dynamics and move forward with the wave C to dump the next 25% firstly on the local term. A continued CBDC implementation acceleration and the potential for a gold-back currency to emerge are likely to increase bearish scenarios for PYPL.
Especially, on the global term PYPL is building a much larger formation here which is actually a head-shoulder-formation. With the right shoulder and head already being completed and now with a likely dump that is going to setup next this will accelerate the bearish price-dynamics and continue with the completion of the right shoulder to complete the whole head-shoulder-formation. If this scenario shows up it will accelerate the massive bearish long liquidations to another 80% bearish price-action and 500 Billion long-liquidations towards the downside.
The next times will be highly crucial for PYPL as they are going to show the importance of the wave-count on the local that is also likely to accelerate the dynamics on the global as well. If a gold-backed currency implementation is going to start within the next times this is also going to increase bearishness for PYPL. Therefore, it will be a highly important dynamic to watch out as the dynamics shifting into a more CBDC and gold-backed currency market condition it can turn out as a huge signal in PYPL to consider.
In this manner, thank you everybody for watching the analysis, support from your side is greatly appreciated.
VP
Multi-Month Double Bottom on PaypalPYPL looks to have double bottomed after a massive sell-off for a rather well performing company. Yes the growth has finally slowed, but does that justify historically low PE ratios and the current valuation 5x off of highs? I do not have a position yet, but this would be a strong risk-to-reward entry for a likely double bottom, spot, calls and generally being long looks like the play here.
[S-013] PayPalTrading idea number S-013 | PayPal stock could raise to $73 area.
The RSI is below its neutral area but rising. The MACD is above its signal line and is negative. In addition, the stock is trading above its 20-day moving average but still below its 50-day moving average. A confirmation of prices above the pivot point could lead to an upward break of the 50 EMA, driving prices quickly toward US$73 by closing the gap.
📈 Long Entry at 63.57
💰 Take Profit at 73
💸 Stop Loss at 58.60
PYPL: Bearish Gartley Looking for Continuation Down to $45.64PayPal has generated another Bearish Harmonic, this time in the form of a Bearish Deep Gartley, and if it gets below $63 this week, I expect that it will make a significant move towards the 1.618 Fibonacci extension that happens to land at $45.64.
In addition to what I pointed out above, we also have Bearish Divergence on the MACD and RSI.
PYPL | PayPal or MemePal?PayPal Holdings has emerged as a leader in the digital finance landscape, leveraging its consistent growth and strategic initiatives. PYPL has attracted unreasonably high valuation multiples post-pandemic, but the recent crash of around 80% from all-time highs, in combination with its growth outlook, portrays a compelling deep-value play for long-term investors.
This article explores the company's strategic initiatives, development toward market share and competitive edge, the new CEO's impact, the valuation outlook, and a technical assessment, which ultimately supports a strong buy rating for the stock in the next 24 to 36 months.
In today's ever-evolving digital landscape, understanding web traffic dynamics is crucial for any business aiming to stay competitive. PayPal demonstrates a robust trajectory in its web traffic and market presence, positioning itself as a dominant player in the finance sector.
Over the past decade, PayPal's organic traffic has grown steadily, with a Compound Annual Growth Rate (CAGR) of 17.27%, reaching monthly organic traffic of 14.3 million. The sustained growth highlights its strong online visibility and brand recognition.
However, its organic traffic dropped significantly in early 2022 from a level near 18 million per month, a nearly 20% drop from the all-time high due to fierce competition in the industry. Nonetheless, considering recent traffic trends (desktop users) on PayPal.com, the platform's total traffic has surged by 8.05% compared to the previous month, suggesting that PayPal continues to attract and engage a widening user base.
PayPal's web traffic has demonstrated remarkable growth of 9.65% in total visits in the last month, suggesting an expanding user base and heightened online engagement. Correspondingly, unique visitors have risen by 7.91%, reinforcing PayPal's capacity to attract new audiences consistently.
The average user interaction on PayPal's platform is equally remarkable, with users viewing an average of 3.3 pages per visit. This figure, which has increased by 0.78%, suggests that users actively explore the platform's offerings, potentially indicating higher interest and engagement.
Furthermore, the average visit duration is an impressive 5 minutes and 34 seconds, marking a significant 5.03% improvement. This underscores the platform's ability to capture user attention, facilitating extended interactions conducive to achieving business objectives.
Finally, PayPal's diligent efforts are reflected in its bounce rate, which has decreased by 5.38% to 29.47%. A lower bounce rate indicates improved user engagement and content relevance, implying that visitors find the content and offerings on PayPal's platform more aligned with their expectations.
A comparative analysis with a close competitor, Stripe, offers further insights into PayPal's standing. While both platforms have experienced growth in visits (PayPal: 9.65% vs. Stripe: 9.18%) and unique visitors (PayPal: 7.91% vs. Stripe: 5.37%), PayPal maintains a significant lead in both metrics, indicating a stronger market presence. Additionally, PayPal's higher pages per visit (3.3 vs. Stripe's 1.7) further emphasize its ability to capture and retain user attention
Despite a gradual slowdown, the company maintains a substantial user base and has demonstrated a consistent user growth trend in recent quarters. From Q1-22 to Q2-23, active accounts remained relatively stable, ranging from 429 million to 431 million. This includes user and merchant accounts (35 million), contributing to PayPal's versatility as a payment solution for a broad spectrum of users, from individuals to businesses. However, the YoY growth rate has steadily declined, indicating a potential saturation in its market reach. Over this period, YoY growth dropped from 9% to below 1%, signaling the weakness of its strategies to reignite expansion.
Considering the broader industry landscape, PayPal's growth outlook is influenced by the Global Payment Processing Solutions Market's projections. The market is anticipated to experience robust expansion, with an estimated USD 63.48 billion growth between 2022 and 2027. This growth trajectory translates to a CAGR of 12.18%. Despite slowing growth, PayPal's current user base and market share position it favorably to tap into this market growth.
To secure growth, PayPal prioritizes customer retention and engagement within its existing user base to counteract the sluggish YoY growth. This includes enhanced personalized offerings, rewards, and seamless experiences. PayPal also explores untapped markets and demographics geographically and among underserved segments. For instance, if PayPal uses emerging technologies such as blockchain and cryptocurrencies to expand its service portfolio, it may attract tech-savvy users and capitalize on the growing interest in decentralized finance.
PayPal has demonstrated consistent growth in its payment transactions, bolstered by its expanding active account base. Specifically, in Q2-23, PayPal reported processing 6.074 billion payment transactions, representing a 10% YoY increase but with a slower growth rate. A closer look at Transactions per active account (TPA) that reached 54.7 reveals a 12% YoY growth attributable to Braintree's transaction volume, a subsidiary playing a pivotal role in driving the company's transaction growth.
PayPal had nearly 55% market share in 2020, but the fierce competition has taken significant market share away from the fintech conglomerate. However, there are positive signs of stabilization, and PayPal currently holds a market share in the global online payment processing industry, with a commanding position of 40.52% as of July 2023, which stabilized its market share YoY (July 2022: 41%) and indicated PayPal's ability to preserve its market share.
The ongoing transition to electronic payments and increased e-commerce, which the coronavirus epidemic further hastened, had boosted PayPal's growth. Although there are niches in the acquiring market, PayPal is the undisputed e-commerce leader, creating a protective moat.
A few new rivals have emerged due to what appears to be a concentration of fintech innovation in the e-commerce sector, even though growth slowed in 2022 as the company overcame some headwinds. The company could face additional headwinds if the economy worsens.
The ongoing global shift towards e-commerce presents a substantial growth avenue for the entire industry, including PayPal. Therefore, given its platform's relative ease and security, PayPal will continue to be a preferred partner in the online world, yet, the company's market position does not allow it to impose terms on other participants or eat up an ever-increasing market.
PayPal's introduction of a fully backed stablecoin, PayPal USD (PYUSD), has the potential to bring about significant long-term benefits to the company from a fundamental perspective.
This move aligns with the ongoing shift towards digital payments, blockchain technology, and the expanding Web3 ecosystem. By launching a stablecoin that's 100% backed by US dollar deposits, short-term US Treasuries, and similar cash equivalents, PayPal aims to bridge the gap between traditional fiat currency and the emerging world of digital assets.
Firstly, PayPal's stablecoin can enhance its role in the evolving digital payments landscape. As the exclusive stablecoin within the PayPal network, PYUSD offers a seamless method for users to transition between fiat and digital currencies. The combination of PayPal's established payments expertise and blockchain's efficiency can facilitate faster transfers, reducing friction for inexperienced payments, remittances, international transactions, and more. As a result, this will likely strengthen PayPal's appeal to consumers, merchants, and developers seeking convenient, low-cost, secure payment solutions.
Furthermore, by leveraging the Ethereum blockchain and adhering to transparency standards, PayPal USD can tap into the growing Web3 community. This opens doors for integration with external developers, wallets, and web3 applications, boosting adoption and usability. The compatibility with Web3 environments positions PayPal as pivotal in expanding digital assets into mainstream use cases.
Interestingly, PayPal's focus on regulatory compliance and its partnership with Paxos Trust Company, a licensed trust company, bolsters confidence in the stability of PayPal USD. Regularly publishing reserve reports and third-party attestations will enhance transparency, reassuring users about the backing of the stablecoin. Finally, this adherence to transparency and regulation will enhance PayPal's credibility and trustworthiness in the digital finance space.
While the loss of the lucrative eBay relationship significantly impacted margins, the company's focus on cost-cutting and long-term strong growth will eventually drive solid margin expansion in the long run.
PayPal is decreasing expenses as its growth slows to maintain its adjusted operating margins. Therefore, PayPal anticipates its adjusted operating margin to improve by "at least" 100 basis points in 2023.
However, PayPal's net margin of 14.27% places it competitively in the industry, and the improvement is due to its strategy to improve transaction margin dollars. As it is management's long-term focus, net margin may improve considerably, providing a solid foundation for its long-term financial outlook.
On a trailing 12-month basis, PayPal has returned $4.9 billion to stockholders via repurchases (buybacks of 63 million shares), highlighting a focus on enhancing shareholder value. This practice continued in Q2-23, as PayPal repurchased approximately 22 million shares at an average price of $68.89 per share, totaling $1.5 billion. The ongoing trend of buybacks signifies the company's confidence in its growth trajectory.
Since becoming an independent company in July 2015, PayPal has generated approximately $29 billion in free cash flow (FCF). This underscores its financial strength and capacity to fund various growth initiatives. The allocation of $19 billion towards share repurchases and $13 billion for acquisitions and strategic investments underscore its focus on rewarding shareholders and driving strategic expansion.
Over five years, PayPal has consistently reduced its Diluted Weighted Average Shares Outstanding to 1.14 billion. This trend indicates potential benefits in earnings per share for existing shareholders, given a constant or growing net income.
PayPal's focused efforts on new product innovations, efficient A/B testing, and enhanced time-to-market capabilities are driving significant improvements in its operational efficiency and customer experience.
By consistently delivering on its roadmap and investing in platform infrastructure, tools, and AI-driven software development processes, PayPal is establishing a competitive edge. The company's commitment to continuous experimentation, with over 300 experiments launched in the year's first half, leads to incremental customer benefits and drives cumulative improvements in key metrics, including branded checkout growth.
PayPal's expansion into the buy now, pay later space and innovations like pre-approved amounts for consumers contribute to accelerated traction in this sector. The company's efforts in onboarding and introducing new experiences are leading to higher engagement and lifetime value among its customer cohorts.
One of PayPal's strategic initiatives is the rollout of passkeys in the US and Europe, streamlining the checkout log-in experience and enhancing authorization rates. This initiative positions PayPal to maintain and extend its lead over competitors, promoting continued growth.
Moreover, PayPal's focus on differentiated wallet experiences for both PayPal and Venmo users aligns with the company's belief that unique and scaled data sets are essential for leveraging AI's power to drive actionable insights and deliver differentiated value propositions to customers.
Internally, experimenting with an AI-driven PayPal assistant indicates the company's commitment to harnessing AI technology to enhance customer interactions and experiences. By envisioning the integration of this assistant into its consumer app, PayPal is poised to elevate its service offerings further.
In addition, PayPal's growth in the Payment Service Provider (PSP) business (nearly 30% on a currency-neutral basis), strong partnerships with major tech companies, and expansion of value-added services internationally are contributing to the company's robust performance. The rollout of PayPal Complete Payments, a PSP merchant solution, has garnered substantial interest and participation from key channel partners.
PayPal is effectively implementing PayPal Complete payments with various channel partners (Adobe, LightSpeed, Recurly, Shift4, Shopify, Stacks Payments, UltraCare, Wix, and WooCommerce). Notably, over 25 channel partners are slated to go live by 2023. Based on offering a modern and streamlined checkout experience, PayPal enables numerous SMB merchants to access its innovative solutions. Finally, the company's ability to leverage its platform capabilities and AI models is key to its market leadership.
The appointment of Alex Chriss as the new President and CEO of PayPal holds significant support for the company's long-term fundamental growth. Chriss brings extensive experience in technology, product leadership, and a proven track record of driving growth in the small business and self-employed segments. This background aligns well with PayPal's role as a digital payments platform and its focus on serving consumers and merchants.
Under Chriss's leadership, Intuit's (INTU) Small Business and Self-Employed Group experienced substantial growth, with a CAGR of 20% and 23% in customers and revenues, respectively. This success indicates his ability to foster growth engines within business segments and establish market-leading platforms. His leadership overseeing Mailchimp's acquisition demonstrates his ability to expand a company's capacity and customer base.
PayPal's stock is at a pivotal juncture from a technical standpoint. The recent formation of a double bottom around $59.50, marking a six-year low, carries significance. Notably, the pattern was accompanied by a bullish divergence in the Relative Strength Index (RSI), hinting at a possible long-term shift towards a bullish trajectory. In short, the technical setup implies the potential for a vital price reversal.
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Looking ahead, a notable resistance level at approximately $76.55 has materialized during the ongoing accumulation phase. A decisive breach above this resistance is pivotal. Once breached, this could trigger a markup phase characterized by robust bullish momentum. The stock may experience rapid appreciation during this phase.
Delving into historical data and projecting forward, there is potential for PayPal's stock price to scale heights and reach an all-time high of over $300 within the next 3-5 years. The bullish momentum highly depends on the company's fundamental progressiveness and the favorable outcomes of its strategic initiatives.
personally I shorting PYPL since it was 255 and here we are at 59$ and despite facing challenges such as shifts in web traffic, competition, and evolving market dynamics, PayPal has showcased resilience and a commitment to growth.
PayPal ComeBack ?Hi friends sharing 3H time frame chart of Paypal i observed that it closed above resistance on provided chart and on daily time frame too which earlier was a support for it so i assume that we can see higher levels can arrive in coming sessions so resistance founded targets i marked on chart, And will deploy a bookings startegy on resistances and will try to enter again above close on resistance after bookings. Wanna play safe for retracements!
PYPAL, Further Continuation Follows When This Happens!Hello Traders Investors And Community,
Welcome to this analysis where we are looking at PYPL 4-hour timeframe perspective, the recent events, the current formational structure, what to expect next times and how to handle upcoming situations, as the stock-market showed increased downside setbacks the last times there are stock values which still holding important levels like PYPL, now the big question is if these levels can hold and recovery will follow or declines established a continuation to the downside, in this case, I detected the important zones and possible outcomes for the stock.
Looking at my chart you can watch there the stock recently tested the 100-EMA and the second blue trendline and bounced to mark these two levels as support, therefore these preliminary support levels are highly important to hold, when they do not hold bearish decline will increase, the next times we can expect somewhat a shorter rally in the current established range, this rally will lead to the possible short-zone marked in red in my chart, this is a level where resistance lying and supply can enter the market, when this zone confirms bearish, bearishness will continue till there is solid support found where the price can stabilize, in this case this will be the second blue trendline which the stock can manage to hold, as it is marked in my chart, when this blue trendline does not hold and the stock closes below to move also below the 100-EMA this will cause the next bearish leg to the downside aiming at the blue levels marked in my chart, when they are reached it has to be elevated if the stock sets up for more bearish downside or a reversal can be measured here in the level.
Overall the bearishness established has some serious potential to continue which will happen under the stated circumstances, this structure is also matching to the overall main stock market situation where the important big indices showed heavy declines to the downside we should not keep this by side. Fundamentally the stock is not necessarily bad lined up as it is digitalized which is important these days, however this does not mean bearish declines can not show up, in this case, it has to be elevated how and when the market can form a potential reversal.
In this manner, thank you for watching, support for more market insight, good weekend to you and all the best!
"Trading effectively is about assessing possibilities, not certainties."
Information provided is only educational and should not be used to take action in the markets.
BUY PAYPALUber and PayPal Expand Relationship
Uber signs a multi-year global deal with PayPal, deepening PayPal's role as a critical strategic partner as Uber continues to expand and scale in markets worldwide.
This deal expands their areas of partnership to include additional processing through PayPal Braintree, alternative domestic debit network routing across a range of geographies, instant driver and courier payouts to PayPal and Venmo, and custom support for new lines of business.
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PayPal enables US users to sell cryptocurrency via MetaMask wallet
PayPal continues expanding its digital asset services, integrating new methods to sell cryptocurrencies like Bitcoin.
Global payment giant PayPal continues expanding its digital asset services, integrating new methods to sell cryptocurrencies like Bitcoin
BTC
On Sept. 11, PayPal introduced new on- and off-ramps for Web3 payments, allowing users in the United States to convert their crypto to U.S. dollars directly from their wallets into their PayPal balance.
According to the announcement, the PayPal off-ramp feature is immediately available to wallets, decentralized applications and nonfungible token marketplaces and is live on MetaMask.
The new features are designed to enable customers to buy and sell several cryptocurrencies in the United States.
beast profitseasy money easy game easy life happy wife listen gentleman not ladies. i am going to make you richer than rich. get into pypl before you realize it is too late. I am long $4m call options expiring in 60 days because that's the exact amount of time for the breakthrough to happen. do not sleep. do not even eat. put all your money in this. BBE RICH WITH ME. BOOM POW RIGHT IN DA KISSA
Pt 1 Stock Market & 7 Mega Cap Tech Forecastsupport and resistance guide
DIS PYPL Stock Market & 7 Mega Cap Tech Forecast
PYPL - LongPYPL broke above 20 Days EMA, targeting lower level of the gap first. It can go higher to fill the gap after a small pullback.
$PYPLI think NASDAQ:PYPL can bounce here
Entry Zone: 61.40 - 61.0
SL: 60.00 (4H close)
TP1 63.50
TP2 65.00
TP3 65.90
TP4 76 (Hold if it show strong trend)
NFA
Paypal upward continuation ???Things are looking positive for paypal will it continue with the upward momentum or will it change direction ?
Pay Pal Possible reversalPYPL:-
As long as $56.22 holds Targets would be $62.27,$63.59,$65.24, $69
Risky yo hold below $56
Light at end of tunnel for PYPL?PYPL has been in a descending channel for over a year. From March to May 2023, PYPL traded in a rectangular formation. RSI during this period hovered around 50. However, the volume wasn't enough for breakout. After Q2 earnings, PYPL broke down from the rectangular formation. In June-August 2023, PYPL has been trading at a higher volume. It bounced from a double bottom formation. Therefore, there is a greater likelihood that PYPL will break upper trendline of the channel this time, forming a large W. If it then breaks the neckline of W, PYPL won't look back.
PYPL WILL RIDE CRYPTO ROCKETSome stocks are significantly overvalued but this one will ride with crypto revolution.
PYPL TO FILL LOWER GAPS BEFORE HIGHERIMO I think PYPL is coming down to fill these gaps prior to its big runup. Lous gap at 45.04 and smaller gap at 33.64. My PT of this descending triangle also lines up pretty close to the final gap fill. That said, is PYPL a buy at $33? Your thought are welcome.
PYPL - 1W - Exhausting downtrendHi guys,
After a huge drop, pypl stock's downtrend seems exhausted.
We could see a reversal in the coming weeks.
Volume rising here, multiple divs
Like if you share :)
NFA
$PYPL - LongWill history repeat itself from the May 9th massacre? NASDAQ:PYPL proceeded to bottom out 13 days later and rip higher in the next 70 days. A bullish engulfing candle was seen on August 18th, which will hopefully be the beginning of a similar gain in the coming months.
PayPal added to the watchlistShares of PayPal lost nearly 82% of their value since the top in July 2021, and judging solely by this metric, one could consider the stock cheap. Nonetheless, there is more to it. In 2022, PayPal saw its revenue increase by 8% on a yearly basis and transaction volume grow by 16%. In addition to that, the company processed 22.3 billion payments and $1.36 trillion in total payment volume, with active accounts rising by 2% YoY to 435 million. However, its operating margin dropped by 10% and net income by 42% (using GAAP accounting).
In the first quarter of 2023, the company delivered better results compared to the first quarter of 2022, with net revenue growing 9% YoY, operating income by 41% YoY, earnings per share by 62% YoY, and net income by 56% YoY. As for the second quarter of 2023, the company reported a further increase in net revenues by 7% YoY, operating income by 48% YoY, and earnings per share by 414% YoY. In this quarter, PayPal generated $1.029 billion in net income compared to the loss of $341 million a year earlier.
Based on some of the fundamental improvements and cheap valuation, we think PayPal is growing increasingly attractive and worth watching out for. However, we would like to emphasize that the stock keeps making lower lows and lower highs. Thus, entering the trade is still quite risky. One alternative to approach this situation is to wait for a price to break above the upper bound of the channel and place a long entry there with stop-loss below the bound.
Illustration 1.01
Illustration 1.01 displays the daily chart of PayPal and its losses since the top in July 2021.
Technical analysis gauge
Daily time frame = Bearish
Weekly time frame = Bearish
*The gauge does not necessarily indicate where the market will head. Instead, it reflects the constellation of RSI, MACD, Stochastic, DM+-, ADX, and moving averages.
Please feel free to express your ideas and thoughts in the comment section.
DISCLAIMER: This analysis is not intended to encourage any buying or selling of any particular securities. Furthermore, it should not be a basis for taking any trade action by an individual investor. Therefore, your own due diligence is highly advised before entering a trade.
