Overview
Analysis
92ICCL28 analysis
Key facts
Indiabulls Commercial Credit Limited (IBCCL) is a wholly-owned subsidiary of Indiabulls Housing Finance. It is classified as a Non-Deposit taking Systematically Important (ND-SI) Non-Banking Financial Company (NBFC). IBCCL with strong parental support has considerable expertise in mortgage-based financing. SME loans, that IBCCL and IBHFL underwrite are in the lowest risk segment where loans are given out to small businesses. IBCCL emphasizes self-occupied residential properties for collateral, appraising loans which are verified as per cash-flow; and most importantly, loans meant for productive business deployment which has to be demonstrated at the time of loan appraisal all of which is aimed to help small business owners further their business plans.
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