PAY HELL 🔥 🔥 🔥 : $PYPL ANALYSISWell 2024 im gonna be a man of excellence with my publishing accurate posts aint enough im gonna at least present a SWOT analysis of my own thinking
Strength
Large clientele adding its subsidiary like Venmo
Global Financial service so its magnitude isnt limited to US,EU
Household name even among non users
Weakness
Hight commisions
Lacking innovation (they need the fruits of RND baby)
Opportunities
Maybe cementing a digital bank of sorts and adding their clientele to it integrating them by default
Threats
1. ZELLE 0% commissions made by the same banks they were gladly servicing for free (backstab)
2.Everyone doing P2P so too many opps (competition) i theorise in a near future whatsapp business will have a p2p scratch dat it does in brazil and india (just googled to fact check this obvious impending threat)
3.Their declining stock price and alternative investments options will be their own downfall especially when whatsapp pay (whatsapp) has all their clients already using the messenger the convenience of integrating them by default into their financial service woo wheee good luck an easy 1bn clients without trying but for now whatspay aint rolled out worldwide but it will obviously speaking that is
Here is my contrarian analysis to luke belmar i actually shorted it last year from 88 but didnt publish just snapped a pic mid way cause i knew it would come in handy
WHATSAPP PAY the killer of all p2p except zelle which can be used to send million and billions 0%