United States 30 Year Mortgage RateUnited States 30 Year Mortgage RateUnited States 30 Year Mortgage Rate

United States 30 Year Mortgage Rate

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Key data points


Last release
Observation period
Dec 18, 2024
Next release
Forecast
Highest
18.63% on Oct 8, 1981
Lowest
2.65% on Jan 6, 2021

About United States 30 Year Mortgage Rate


Category
Housing
Frequency
Weekly
Units
%
The Primary Mortgage Market Survey (PMMS) is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20 percent down and have excellent credit. Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. The interest rate a lender would charge to lend mortgage money to a qualified borrower exclusive of the fees and points required by the lender. This commitment rate applies only to conventional financing on conforming mortgages with loan-to-value rates of 80 percent or less.