American Coastal Insurance Corp. engages in the residential personal and commercial property and casualty insurance business. It offers insurance relating to homeowners, landlord and seasonal, condominium, flood, renters, and commercial residential. It operates through the Personal Residential Property and Casualty Insurance Policies (Personal Lines), and Commercial Residential Property and Casualty Insurance Policies (Commercial Lines) segments. The company was founded on May 1, 2007 and is headquartered in St. Petersburg, FL.