Guangzhou Rural Commercial Bank Co. Ltd. engages in the provision of financial services. It operates through the following segments: Corporate Banking, Retail Banking, Financial Market Business, and Others. The Corporate Banking segment offers deposits, loans, settlement, clearing and other trade-related services. The Retail Banking segment delivers products to individual customers including deposits, debit and credit cards, personal and collateral loans, and personal wealth management services. The Financial Market Business segment covers proprietary tradings and agent services such as money market placements, investments, repurchases and foreign exchange transactions. The Others segment consists of businesses that are not directly attributable to other segments. The company was founded on September 3, 1998 and is headquartered in Guangzhou, China.