Vietnam Joint Stock Commercial Bank for Industry & Trade is a joint stock commercial bank, which engages in the business of providing banking services including mobilizing and receiving short, medium, and long-term deposits from organizations and individuals; offering loans and advances; conducting foreign exchange transactions and international trade finance services; and discounting commercial papers, bonds, and other valuable papers. It operates through the following geographical segments: North, South, Others, and Offset. The company was founded on March 26, 1988 and is headquartered in Ha Noi, Vietnam.