Capital Appreciation Ltd. is a holding company, which investments in businesses that operate in the financial technology sector. It operates through the Payments and Payment Infrastructure & Services and Software and Services segments. The Payments and Payment Infrastructure & Services segment offers payment infrastructure and related technology solutions to established financial institutions, emerging payment service providers, hospitality industry, and retail sector. The Software and Services segment comprises of software and systems developer, offering consulting, integration services, and technology-based product solutions, to banking, financial services, and other institutions. The company was founded on December 3, 2014 and is headquartered in Sandton, South Africa.