Boubyan Bank KSC engages in the provision of commercial banking services. It operates through the following business segments: Consumer Banking, Corporate Banking, Investment Banking and International Operations, Treasury, and Group Centre. The Consumer Banking segment involves consumer finance, credit cards, deposits, and other branch related services. The Corporate Banking segment comprises the Murabaha, Ijarah, and trade services to business and corporate customers. The Investment Banking and International Operations segment manages direct investments, local and international real estate investment, and asset management. The Treasury segment handles local, and international Murabaha, and other Islamic financing towards financial institutions. The Group Centre segment includes inter segment allocation, and other group activities and residual in respect of transfer pricing. The company was founded on March 13, 2004 and is headquartered in Kuwait City, Kuwait .