Personal Group Holdings Plc is an insurance company, which provides workforce benefits and services. It operates through the following segments: Pay and Reward, Benefits Platform, Affordable Insurance, and Other Owned Benefits. The Pay and Reward segment offers a full reward service to employers. The Benefits Platform segment provides a benefits platform to employers both directly and through channel partners. The Affordable Insurance segment deals with simple insurance products underwritten by the company. The Other Owned Benefits includes the sale of technology and other products to employers as part of their employee benefit provision. The company was founded in 1984 and is headquartered in Milton Keynes, the United Kingdom.