Paisalo Digital Co-Origination Loan Model
State Bank of India has signed its first Co-Origination of Priority Sector Loan Agreement with Paisalo Digital Limited. State Bank of India’s Low Cost of Funds, and Paisalo’s Low Cost of Operations results in Lowest Borrowing Cost Offering to the bottom of the pyramid customer. Under this model, SBI contributes 80% of Loan Value while PAISALO contributes the remaining 20% of the loan value. Risk and Reward sharing is 80:20 ratio under the model.
