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SOFI TECHNOLOGIES INCSOFI TECHNOLOGIES INCSOFI TECHNOLOGIES INC

SOFI TECHNOLOGIES INC

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1SOFI trade ideas

Why We See 100%+ Upside In SoFi Over The Next 3 YearsAfter soaring to nearly $28 per share during the SPAC-fueled fintech boom in 2021, SoFi Technologies (SOFI) crashed back to earth, trading under $5 as rising interest rates, regulatory headwinds, and lack of profitability dimmed investor optimism. But the tide has turned. Over the past year, SoFi has reshaped its business and posted significant growth. Shares are now up 247% since our previous bullish call at $6. With the company now profitable and diversifying revenue, we'd argue there’s still upside ahead. 💼 A Stronger, Diversified Business SoFi has evolved from a student loan-focused lender into a full-spectrum fintech platform. It now operates across: Lending: $413M in Q1 revenue Financial Services (consumer banking): $303M Technology Platform (B2B): $103M While lending still makes up the majority, the tech and services segments are growing fast—especially financial services, which doubled revenue YoY and tripled profit. SoFi's white-label platform also gives it a SaaS-like recurring revenue profile. Q1 results showed: Revenue: $770M (+33% YoY) EPS: $0.06, with a $31M revenue beat This business mix gives SoFi more stability and better scalability than many traditional financial firms. 💰 Valuation: Pricey vs. Banks, Cheap vs. Fintech Critics point to SoFi’s rich valuation—trading at over 8x sales—as a concern. But when compared to other fintechs like NuBank (12x sales) and Robinhood (28x), SoFi looks much more reasonably priced. On a forward earnings basis, SoFi trades at ~32x GAAP EPS, and if growth continues, this could drop below 30x. That’s appealing for a company expected to grow: Revenue: ~25% annually Net income: ~33% annually By 2027, analysts project $1B in operating income, double today’s figure. If SoFi maintains current valuation multiples, this alone could double the stock in 3 years. ⚠️ Risks to Watch Regulatory scrutiny in the financial sector Cyclicality of consumer lending Intense competition from firms like Robinhood, Chime, and Coinbase Despite these challenges, SoFi’s expanding ecosystem and growing brand strength position it well. ✅ Final Take: Still a 'Strong Buy' With accelerating revenue, expanding margins, and a scalable business model, SoFi has moved beyond its hype-fueled origins and is now a real fintech contender. Even after its rally, its valuation still leaves room for meaningful upside. Rating: Strong Buy
NASDAQ:SOFILong
by PropNotes
$SOFI - Long-Term Setup Brewing? Pullback First?I’m extremely bullish on SoFi long-term, but the chart is signaling a potential pullback opportunity before the next leg up. 🔹 Technical Breakdown: • Bearish Divergence on RSI with rejection off the smoothed MA • Volume weakening as price moves higher – classic sign of exhaustion • 4hr Reversal Signal flashing near local highs • Gap Fill zone near $19.50 + previous highs = strong support zone • Lum3n Trend Cloud still bullish — trend intact unless breakdown occurs 🎯 Targets: • PT1 → $23.25 • PT2 → $29.50 (longer-term structure extension) 🧠 Thesis: Letting price come to us is the smarter move here. I’m watching the $19.50–$20.00 zone closely for potential accumulation. That level has strong confluence with volume shelf, support, and fib structure.
NASDAQ:SOFILong
by Lum3n
How to Do Your “Trading Homework” (The Smart Way) If you’ve been following this channel, you’ve heard me say it many times: Trading is war — and you should never enter a battle unprepared. But here’s the real question: How exactly do you prepare? The answer lies in a powerful strategy I use called: 💡 Thematic Investing Read more here → Instead of chasing news or signals in isolation, thematic investing means: You first understand where the world is heading Then you position yourself ahead of that move It’s not about reacting. It’s about anticipating. --- ❌ What Most Traders Do Wrong Most beginners: Follow one tweet See one red or green arrow Watch one chart pattern Then they jump in blindly. That’s not trading — that’s guessing. News headlines and chart moves reflect what already happened. But your edge comes from understanding what’s likely to happen next. --- ✅ What I Do Instead (with QS AI) Back in the day, doing thematic analysis manually could take hours of reading across dozens of news sites, earnings calls, and macro reports. But now? QS AI does the heavy lifting for you — in seconds. Here’s how I do my “trading homework” every week using QS signals: --- 🧠 Step 1: Start with the News Theme Go to ⁠📰news-signal — let the AI scan hundreds of headlines and summarize the key themes shaping the week. Ask yourself: What’s the main event or policy shift? Which sectors are directly impacted? Who are the winners and losers? --- 🔎 Step 2: Zoom Into Sectors or Stocks Once you spot a theme, use other QS signals to dig deeper: ⁠⏰0dte for fast-moving trades (same-day catalysts) ⁠📅weekly-options for 1–5 day plays ⁠💸earning-signal for earnings-related positioning ⁠🔄swing-signal for broader trend/position trades --- 📈 Real Examples of Thematic Trades Let me walk you through a few past trades — all built off this exact process: ✅ BBB Defense Play Theme: Bill passed removing EV credits, boosting defense Strategy: Long PLTR / Short EV sector using ⁠📅weekly-options ✅ Robinhood Crypto Tokenization Theme: Robinhood’s crypto product event Strategy: Crypto stocks pump → took profits early ✅ Tesla Robotaxi Week Theme: TSLA reveals AI & robotaxi push Strategy: Long TSLA / Short UBER ✅ Earnings Play: MSFT vs AAPL Theme: MSFT cloud beat, AAPL revenue drop Strategy: Long MSFT / Short AAPL using ⁠💸earning-signal All these trades started with thematic awareness → followed by precise signal-based execution. --- ⚙️ Your Homework Checklist (The QS Way) Before every week or trade, ask: 📰 What is the major theme driving markets this week? 🧠 What sectors or companies are most impacted by this theme? 🔀 Can I find a relative strength/weakness pair to trade? ⏳ What’s the best time frame? (0DTE, weekly, swing?) 📊 What do QS signals say about timing, momentum, and volatility? --- 🤖 Why QS AI Gives You the Edge Doing this manually would take you 5–10 hours a week. But with QS AI: You scan the entire news cycle in 10 seconds Get real-time themes and reactions Pair it with high-quality trade setups Prepare your game plan before the market opens This is how we prepare smarter, not harder. No more chasing arrows. No more gambling. Just clean, thematic, risk-aware, high-conviction trades. --- 🏁 Final Thought There are no guarantees in trading. But there is a smarter way to prepare. Thematic investing + QS AI gives you the best shape to step into the market and fight with confidence. Follow where the world is going — one theme at a time. That’s how we trade with QS. That’s how we print. 🧠💥💰
NASDAQ:SOFIEducation
by quantsignals
LONG 4HR Wave Count Possibilities Using the Weekly time frame, Wave 1+3 of a larger degree shows a possible extension to the 1.68 extension which is a common wave 5 of a larger degree target . That Price Target being $26.35. In April of this year the price reacted to a Reversal Pivot Point but failed to form a proper impulse for wave 1. Price then gapped above the price resistance line for the year of 2025 and the 100 WMA. As of now, price is expect to target $19.43 in a move to finish out wave 3 of a macro degree. Wave 4 typically retracing to the 0.236 or 0.382 level has been displayed to align with the current uptrend trendline. I have also displayed the possible points of interest for Fib levels for an approach to finish out wave 5 of a macro degree. I expect Price to stall and face resistance in the golden pocket extension of the Fib levels. None of this is financial advise and strictly for educational purpouses.
NASDAQ:SOFILong
by SmmSmiley
1
SOFI 4-Hour — “Measured-Move” Breakout Toward $20.8 → $22Structure: Price broke out of a year-long falling-wedge and then punched through an ascending trend-line confluence at ≈ $17.00–$17.50. Impulse Leg (Yellow): The vertical rally that followed is ≈ $3.75 tall. Projecting that height from the breakout pivot ($17.00) gives 100 % extension = $20.78. Target Zone (Violet Box): $20.8 – $22.0 aligns with 100 % measured-move projection Prior all-time swing high (~$20.5, Jan-2024) A thin volume-profile “air pocket” between $19 and $22 (little resistance until the upper edge). Next Level Up: 127.2 % fib extension sits at $24.15—that becomes the stretch target only if $22 is cleared decisively.
NASDAQ:SOFILong
by VarghaVafa
5
SOFI Classic BUMBUM Breakout !I think I am beginning to like this classic bumbum formation. NASDAQ:SOFI broke from the classic bumbum formation and retraced back to its support levels at $8. It has recently started making a bullish reversal move back to $15, in the turn forming an inverse head and shoulder formation. If the current momentum is sustained and the $16 resistance is cleared; I expect a move towards $23.34. 💼 Position Type: SOFI 15 Call Expiry: July 11, 2025 Quantity: 10 Average Cost Basis: $0.58 Date Purchased: June 10, 2025 Last Price: $1.01 Total % Gain/Loss: +75%
NASDAQ:SOFILong
by ProfitProf
Cup and Handle - 67% Upside if we get the CUTS As of Friday, June 27, 2025, at 9:01:38 PM PDT, here's a breakdown of SoFi Technologies Inc. (SOFI) stock: Current Price & Performance: Last Price: $17.18 (as of 4:00 PM ET on June 27, 2025) Today's Change: Up $0.41 (2.44%) After-hours price: $17.22 (up 0.23% as of 8:00 PM ET on June 27, 2025) Previous Close: $16.77 Today's Range: $16.84 - $17.52 52-Week Range: $6.01 - $18.42 Key Financials (as of March 31, 2025, Fiscal Q1 2025 reported April 29, 2025): Market Cap: Approximately $18.99 billion Earnings Per Share (EPS): $0.06 (reported), which beat the expected $0.031. Revenue: $770.72 million (reported), which beat the expected $738.91 million. Net Income: $71.12 million Analyst Sentiment & Forecasts: Consensus Rating: "Hold" based on 39 analysts. 13 Buy ratings 19 Hold ratings 7 Sell ratings Median Price Target: $9.87 (This is lower than the current price, indicating some analysts believe it is currently overvalued based on their targets.) High Estimate: $20.00 Low Estimate: $3.00 Recent News & Outlook: SoFi recently reported strong Q1 2025 results, with revenue growing 20% year-over-year. While net income decreased 19% year-over-year, it was still significantly ahead of guidance. The company is focused on expanding its financial product offerings and has seen strong growth in its user base. Some analysts suggest that SoFi is establishing itself as a leader in the evolving digital banking landscape and could benefit from long-term trends as more young people transition into adulthood and begin their banking journey. There are some potential concerns about economic issues and the elevated default risk associated with higher-risk loans compared to more established banks. Recent news indicates SoFi's crypto plans now include stablecoins. Important Note: Stock analysis involves inherent risks and predictions can be volatile. It's always recommended to conduct your own thorough research and consult with a financial advisor before making any investment decisions.
NASDAQ:SOFILong
by CheeseburgerLover
1
SOFI Long Setup – 2.83 Risk/RewardSOFI looks ready for a breakout. The price is consolidating just above the cloud after reclaiming the Kijun line. This setup offers solid upside if momentum follows through. Entry: ~$13.46 Target: $16.37 (21.6% upside) Stop: $12.43 (7.65% downside) Risk/Reward: 2.83 Why I like this trade: Clear support above the cloud and Kijun line Strong recovery from April lows with higher lows forming Tight risk with a decent breakout target Ichimoku showing early signs of bullish trend resumption I’m watching for volume to confirm and a daily close above $13.70 for conviction. Worth tracking if the macro backdrop holds up. Let me know if you're in or staying on the sidelines. #SOFI #Stocks #TradingSetup #Ichimoku #Breakout #RiskReward #SwingTrade #TradingView
NASDAQ:SOFILong
by tothemoon_888
6
SoFi Technologies (SOFI, 1D)On the daily chart, SoFi has broken out of its descending trendline, confirmed the breakout with a clean retest of the 0.618 Fibonacci retracement level at $12.33, and is now building upward momentum from this demand zone. This “buy zone” is acting as a launchpad for a potential mid-term move toward higher resistance levels. Key Fibonacci-based upside targets: – $13.48 (0.5 retracement) – $14.64 (0.382 retracement) – $16.07 (0.236 retracement) — within the defined target zone – Extended target: $18.37 (1.0 Fibonacci projection) Technical structure highlights: – Breakout of multi-month downtrend + successful retest – Price now trading above key EMAs (50/100/200) – Volume expansion on bullish candles confirms demand – Daily momentum favors further continuation toward the $14–$16 zone – Premium supply zone above $16 may slow initial momentum but offers long-term potential toward $18+ Fundamental context: SoFi is evolving as a vertically integrated fintech platform with strong brand recognition and growing user engagement across banking, investing, and lending services. As the company narrows losses and strengthens recurring revenue, investor interest in SOFI is growing — particularly as market appetite returns for high-quality fintech with path-to-profitability models. The technical breakout is confirmed. As long as price remains above the $12.33–$12.50 buy zone, the bullish scenario remains valid with targets toward $14.64 and $16.07. A breakout above $16 would activate the full expansion toward $18.37 in the mid-term.
NASDAQ:SOFILong
by TotoshkaTrades
1