Panostaja Oyj engages in the investment in small and medium-sized companies. It operates through the following segments: Grano, Hygga, CoreHW, Oscar Software, and Others. The Grano segment provides marketing and communications solutions for the customers' sales, brand and profit. The Hygga segments offers an ERP system as a licensed service to public and private dental care and health care providers. The CoreHW segment engages in the provision of developing RF microchips and antenna technology which offers related consulting services. The Oscar Software segment offers financial management and HR services, software for webstores and services for online businesses. The Others segment operates through Ecosir Group Oy, Spectra Yhtiöt Oy and Juuri Partners Oy. The company was founded in 1984 and is headquartered in Tampere, Finland.