Southern Michigan Bancorp, Inc. is a financial holding company. The firm is engaged in the business of owning and managing its wholly owned subsidiary bank, Southern Michigan Bank & Trust. It operates through the following portfolio segments: Commercial Real Estate, Commercial, Agriculture, Real Estate Mortgage, and Consumer. The company was founded on March 23, 1982 and is headquartered in Coldwater, MI.
Fundamental metrics to determine fair value of the stock
Company’s recent performance and margins
Dividend yield, history and sustainability
Financial position and solvency of the company