The Great Erosion: Why I Hedge With BitcoinBy Coach Miranda Miner
Look at this chart. It doesn’t scream. It doesn’t panic. It simply tells the truth.
Over the past decade, major fiat currencies have quietly lost their purchasing power. The Chinese Yuan has been debased by 61%, the US Dollar by 46%, the Euro by 38%, the British Pound by 34%, and even the Japanese Yen, often praised for its stability, has fallen 29%. And yet, central banks speak as if things are under control.
They tell us inflation is “transitory.” They say rate hikes are temporary. They promise normalization. But as we’ve seen, normalization often means sacrificing the value of your hard-earned money.
This is not a conspiracy. This is macroeconomic policy at work.
The Reality Behind Currency Debasement
Since the global financial crisis of 2008, central banks like the Federal Reserve (the Fed) have resorted to unprecedented monetary policy tools—quantitative easing, low interest rates, and now liquidity injections whenever markets tremble. The Fed’s balance sheet ballooned from under $1 trillion pre-crisis to nearly $9 trillion at its peak.
Each time the Fed prints more dollars to buy assets and prop up markets, the money supply increases. When this happens without a corresponding increase in goods and services, what do you get? Inflation.
And when inflation accelerates beyond control, currency debasement follows. Your dollars buy less. Your savings silently shrink.
It’s not just the Fed. The European Central Bank, Bank of England, and People’s Bank of China have followed similar paths. Governments and their central banks are running deficits and solving them by diluting the very currency people save in.
Don’t Just Trust Banks—Understand Incentives
Let me ask you a simple question: Do you think your bank cares more about your financial freedom, or about their own bottom line?
Look at the recent collapses: Silicon Valley Bank, Credit Suisse, and Signature Bank. We were told the system was stable. Then it cracked—overnight.
Even NYSE:JPM , NYSE:BAC , and NYSE:WFC —the biggest banks—are still at the mercy of regulatory changes, interest rate whiplashes, and geopolitical shocks. Don’t forget: banks are leveraged institutions. They lend more than they own.
Meanwhile, you earn 1-2% on your savings while inflation eats away 6-8% per year. That’s a guaranteed loss.
The Bitcoin Hedge: Scarcity in a World of Printing
Now compare that with Bitcoin ( CRYPTOCAP:BTC ).
Bitcoin has a fixed supply: 21 million coins, ever. No Fed. No central authority. No backroom stimulus deal. Its supply is encoded and transparent. Every four years, the Bitcoin halving cuts the rate of new issuance, making BTC more scarce over time.
In April 2024, we witnessed the most recent halving. The mining reward dropped from 6.25 to 3.125 BTC per block. In economic terms, the supply shock began fueling upward price pressure—exactly as it did in 2012, 2016, and 2020.
Meanwhile, institutional demand surged. After the SEC approved spot Bitcoin ETFs in January 2024, trillions of dollars were unlocked. Funds like BlackRock’s IBIT, Fidelity’s FBTC, and ARK Invest’s ARKB have been aggressively accumulating Bitcoin.
In fact, by January 2025, ETFs acquired 51,500 BTC in a single week. During that same period, only 13,850 BTC were mined. That’s a 3.7x supply squeeze.
Let that sink in.
Bitcoin is the Antithesis of Fiat
Bitcoin is not a gamble. It is insurance against the failure of the fiat system.
For traders like us, it’s a strategic asset. For long-term investors, it’s a savings technology. For people in unstable economies—think Argentina, Lebanon, Turkey—Bitcoin is freedom.
Even in the Philippines, I see it. OFWs sending money home are starting to learn about Bitcoin on the Lightning Network, bypassing remittance fees from NYSE:WU or $ML.
As Coach Miranda Miner, I always teach: Discipline. Risk Management. Malasakit.
This is not about being anti-bank. This is about being pro-freedom.
Retail and Institutional Alignment
For the first time, retail traders and Wall Street giants are eyeing the same asset. That alignment is rare.
NASDAQ:TSLA holds over 10,000 BTC.
NASDAQ:MSTR (MicroStrategy) holds more than 300,000 BTC and continues to raise capital just to buy more.
El Salvador, a sovereign nation, now holds Bitcoin in a strategic reserve. Their president even uses geothermal volcano energy to mine BTC sustainably.
This is no longer fringe. This is mainstream adoption in motion.
But What About Volatility?
Yes, Bitcoin is volatile. That’s true. But let’s flip the script.
If something is volatile but trending upward in the long run—like Bitcoin—doesn’t it make sense to accumulate wisely?
Versus keeping wealth in a stable asset—like fiat—that consistently loses value. That’s slow bleeding. It’s not volatility. It’s erosion.
A Strategic Framework for 2025
Here’s what I advise fellow traders and investors:
Hedge your fiat exposure. Don’t keep all your assets in cash or peso.
Use dollar-cost averaging ( GETTEX:DCA ) to buy CRYPTOCAP:BTC regularly.
Allocate responsibly. You don’t need to go all-in. Even 5–10% exposure can protect your portfolio.
Track macro events. Monitor Fed rate decisions, CPI prints, and ETF flows.
Avoid hype. Study fundamentals. Bitcoin rewards research, not impulse.
The Takeaway
The currencies we grew up trusting have quietly betrayed us.
This isn’t fear-mongering. This is risk awareness.
If you believe in working hard, you should also believe in protecting that hard work. And Bitcoin offers that shield—not because it’s perfect, but because it’s mathematically incorruptible.
You owe it to yourself to understand the shift happening before your eyes.
So yes, I hedge with $BTC. Because in a world of ever-weakening paper, digital scarcity is power.
—Coach Miranda MinerCEO, Global Miranda Miner GroupDiscipline. Risk Management. Malasakit.
