VLRT conservative investment as the company has ownership in a Geneva Private Bank, Real estate including a Palace Hotel in lake Geneva, as well as business and real estate interest in St. Petersburg and Moscow, Russia. PE of 4 reflects deep value. The shares are illiquid though. Just my opinion don't invest based on others' opinions but do your own research instead. And never invest more than you can afford to lose because investing always comes with the risk of total loss of capital.