Hua Xia Bank Co., Ltd. provides commercial banking services. It operates through the following business segments: Electronic banking, Personal banking, Corporate banking, Small & medium enterprise credit banking and Financing. Its services include public deposits, loans, domestic & international settlement, bill acceptance and discount, issuance of financial bonds, agency issuance & underwriting of government bonds, trade of government and financial bonds, inter-bank lending & borrowing, foreign exchange trade, bank card service, provision of letters of credit and letters of guarantee, collection & payment service, safe deposit box, foreign exchange settlement, sale and sideline insurance agency. The company was founded on October 14, 1992 and is headquartered in Beijing, China.