US10y vs FED rate. Should u put $ into bank or buy gold? 10/Jan/US2Y and 10Y bonds yields always βfollowβ FED rate paths. Now we βseeβ some βexpertsβ encouraged us to βsaveβ money into banks (especially USD denominated a.c) to gain higher rate. Hope to enjoy high fixed guaranteed return like early 1980s which was above 10%!!! Looking at those chart and gold price do you think βfixed deposits β into bank is βworthβ as investments?