National Bank of Fujairah PJSC engages in the provision of commercial banking services. It operates through the following segments: Corporate and Institutional Banking, Business Banking, Retail Banking, and Treasury, Asset and Liability Management and Others. The Corporate and Institutional Banking segment provides credit and trade finance products, services to large and medium sized corporate customers through separate units, and to financial institutions. The Business Banking segment offers credit and trade finance products, and services to small and medium sized customers through separate units. The Retail Banking segment consists of products and services to individuals and high net worth individuals including personal and mortgage loans, and credit cards. The Treasury, Asset and Liability Management and Others segment undertakes the group’s asset and liability management centrally and is responsible for optimum utilization of resources in productive assets and management of exchange and interest positions within the limits and guidelines set by management and approved by the board. The company was founded on October 17, 1982 and is headquartered in Fujairah, United Arab Emirates.