Philippine Business Bank engages in the provision of commercial and retail banking products. It also provides trust services and other related financial services such as mail and telegraphic transfers, safety deposit facilities, and payment services. It operates through the following segments: Consumer Banking, Corporate Banking, and Treasury Operations. The Consumer Banking segment includes auto financing, home financing, and salary or personal loans. The Corporate Banking segment is composed of term loans, working capital credit lines, bills purchase, and discounting lines. The Treasury Operations segment manages liquidity of the bank and is a key component in revenue and income generation through its trading and investment activities. The company was founded on January 28, 1997 and is headquartered in Caloocan, Philippines.