MULT fundamentals
Key facts
Multitude AG is a FinTech company engages in offering digital lending and online banking services to consumers, small and medium-sized enterprises, and other FinTechs overlooked by traditional banks. It operates through the following segments: Consumer Banking, SME Banking and Wholesale Banking. The Consumer Banking segment under the Ferratum brand provides digital loans to individuals for short-term, unplanned financial needs arising from unexpected life events. The SME Banking under the CapitalBox brand provides financing solutions to the small and medium-sized enterprises. The Wholesale Banking segment under the Multitude Bank brand focuses on delivering high impact, institutional-grade solutions through two core offerings: Secured Debt and Payment Solutions. The company was founded by Jorma Olavi Jokela in 2005 and is headquartered in Zug, Switzerland.
Valuation
Fundamental metrics to determine fair value of the stock
Growth and Profitability
Company’s recent performance and margins
Dividends
Dividend yield, history and sustainability
Financial health
Financial position and solvency of the company